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Top One Futures
Verified
No Eval Time Limit
Fast Payouts
News Trading Allowed
United States
CEO: Matt Morris
Top One Futures is a US-based futures prop trading firm founded by Matt Morris and Clay Hodges in 2023. Based in Cheyenne, Wyoming, they offer multiple funding paths including a 1-Step Elite Challenge, Instant Sim Funded accounts, S2F Sim PRO accounts, and Ignite instant funding. Known for fast payouts (often under 12 hours), no evaluation time limits, and news trading allowed. They claim over $19 million in payouts to traders across 122 countries.
Up to 55% OFF
Exclusive Offer
The verified Top One Futures promo code is LUMI, which gives you 55% off your Top One Futures evaluation. Enter code LUMI at checkout. Verified active as of August 2026.
Profit Split
90%
Trader's share
Max Funding
$1,500k
Capital allowance
Payouts
On-demand once payout cycle requirements are met
Payout frequency
Established
2025
Year founded
Max Accounts
3
Accounts allowed
Payout Schedule
On-demand once payout cycle requirements are met
Trading Platforms
NinjaTrader
Tradovate
ProjectXTradable Assets
Futures
Funding Models
1-stepInstant Funding
Payment Methods
Credit CardDebit CardCrypto
Payout Methods
Bank TransferCrypto
Key Features
Daily Payouts
No
1-Day Pass
Yes
KYC Required
Yes
VPN Allowed
No
DCA Allowed
Yes
Micro-scalping
Yes
Bots Allowed
No
HFT Allowed
No
Points / Loyalty
Yes
Account Pricing
Elite Access Plan
Challenge
Target
$1,500Drawdown
$1,000End of Day
Daily Loss
—Activation$139
Consistency Rule
40% RulePayouts
FrequencyEvery 5 Trading Days
Min Payout$500
Max / Cycle$1,000
$178
$80-55%
Challenge
Target
$3,000Drawdown
$2,000End of Day
Daily Loss
—Activation$189
Consistency Rule
40% RulePayouts
FrequencyEvery 5 Trading Days
Min Payout$500
Max / Cycle$1,500
$218
$98-55%
Challenge
Target
$6,000Drawdown
$3,000End of Day
Daily Loss
—Activation$259
Consistency Rule
40% RulePayouts
FrequencyEvery 5 Trading Days
Min Payout$500
Max / Cycle$2,000
$259
$117-55%
Challenge
Target
$9,000Drawdown
$4,000End of Day
Daily Loss
—Activation$359
Consistency Rule
40% RulePayouts
FrequencyEvery 5 Trading Days
Min Payout$500
Max / Cycle$2,500
$359
$162-55%
| Size | Type | Target | Drawdown | Daily Loss | Activation | Price | Action |
|---|---|---|---|---|---|---|---|
| Challenge | $1,500 | $1,000 End of Day | — | $139 | $178 $80-55% | Get Funded | |
Payouts FrequencyEvery 5 Trading DaysMin Payout$500Max / Cycle$1,000Consistency40% Rule | |||||||
| Challenge | $3,000 | $2,000 End of Day | — | $189 | $218 $98-55% | Get Funded | |
Payouts FrequencyEvery 5 Trading DaysMin Payout$500Max / Cycle$1,500Consistency40% Rule | |||||||
| Challenge | $6,000 | $3,000 End of Day | — | $259 | $259 $117-55% | Get Funded | |
Payouts FrequencyEvery 5 Trading DaysMin Payout$500Max / Cycle$2,000Consistency40% Rule | |||||||
| Challenge | $9,000 | $4,000 End of Day | — | $359 | $359 $162-55% | Get Funded | |
Payouts FrequencyEvery 5 Trading DaysMin Payout$500Max / Cycle$2,500Consistency40% Rule | |||||||
Elite Challenge Plan
Challenge
Target
$1,500Drawdown
$1,000End of Day
Daily Loss
$625Activation$149
Consistency Rule
25% RulePayouts
FrequencyOn-demand once payout cycle requirements are met
Max / Cycle$1,500
$69
$31-55%
Challenge
Target
$3,000Drawdown
$2,000End of Day
Daily Loss
$1,250Activation$149
Consistency Rule
25% RulePayouts
FrequencyOn-demand once payout cycle requirements are met
Max / Cycle$2,500
$105
$47-55%
Challenge
Target
$6,000Drawdown
$3,000End of Day
Daily Loss
$2,500Activation$149
Consistency Rule
25% RulePayouts
FrequencyOn-demand once payout cycle requirements are met
Max / Cycle$3,000
$209
$94-55%
Challenge
Target
$9,000Drawdown
$4,500End of Day
Daily Loss
$3,750Activation$149
Consistency Rule
25% RulePayouts
FrequencyOn-demand once payout cycle requirements are met
Max / Cycle$3,500
$309
$139-55%
| Size | Type | Target | Drawdown | Daily Loss | Activation | Price | Action |
|---|---|---|---|---|---|---|---|
| Challenge | $1,500 | $1,000 End of Day | $625 | $149 | $69 $31-55% | Get Funded | |
Payouts FrequencyOn-demand once payout cycle requirements are metMax / Cycle$1,500Consistency25% Rule | |||||||
| Challenge | $3,000 | $2,000 End of Day | $1,250 | $149 | $105 $47-55% | Get Funded | |
Payouts FrequencyOn-demand once payout cycle requirements are metMax / Cycle$2,500Consistency25% Rule | |||||||
| Challenge | $6,000 | $3,000 End of Day | $2,500 | $149 | $209 $94-55% | Get Funded | |
Payouts FrequencyOn-demand once payout cycle requirements are metMax / Cycle$3,000Consistency25% Rule | |||||||
| Challenge | $9,000 | $4,500 End of Day | $3,750 | $149 | $309 $139-55% | Get Funded | |
Payouts FrequencyOn-demand once payout cycle requirements are metMax / Cycle$3,500Consistency25% Rule | |||||||
Elite Daily Plan
Challenge
Target
$1,500Drawdown
$1,000End of Day
Daily Loss
—ActivationFree
Consistency Rule
45% RulePayouts
FrequencyDaily
Min Payout$500
Max / Cycle$750
$178
$80-55%
Challenge
Target
$3,000Drawdown
$2,000End of Day
Daily Loss
—ActivationFree
Consistency Rule
45% RulePayouts
FrequencyDaily
Min Payout$500
Max / Cycle$1,000
$218
$98-55%
Challenge
Target
$6,000Drawdown
$3,000End of Day
Daily Loss
—ActivationFree
Consistency Rule
45% RulePayouts
FrequencyDaily
Min Payout$500
Max / Cycle$1,500
$398
$179-55%
| Size | Type | Target | Drawdown | Daily Loss | Activation | Price | Action |
|---|---|---|---|---|---|---|---|
| Challenge | $1,500 | $1,000 End of Day | — | Free | $178 $80-55% | Get Funded | |
Payouts FrequencyDailyMin Payout$500Max / Cycle$750Consistency45% Rule | |||||||
| Challenge | $3,000 | $2,000 End of Day | — | Free | $218 $98-55% | Get Funded | |
Payouts FrequencyDailyMin Payout$500Max / Cycle$1,000Consistency45% Rule | |||||||
| Challenge | $6,000 | $3,000 End of Day | — | Free | $398 $179-55% | Get Funded | |
Payouts FrequencyDailyMin Payout$500Max / Cycle$1,500Consistency45% Rule | |||||||
Ignite Instant Funding Plan
Funded
Target
—Drawdown
$1,000Intraday
Daily Loss
$500ActivationFree
Consistency Rule
15% RulePayouts
Frequency10 trading days - 7 profitable days
Max / Cycle$1,500
$218
$98-55%
Funded
Target
—Drawdown
$2,000Intraday
Daily Loss
$1,000ActivationFree
Consistency Rule
15% RulePayouts
Frequency10 trading days - 7 profitable days
Max / Cycle$2,500
$398
$179-55%
Funded
Target
—Drawdown
$4,000Intraday
Daily Loss
$2,000ActivationFree
Consistency Rule
15% RulePayouts
Frequency10 trading days - 7 profitable days
Max / Cycle$3,000
$563
$253-55%
Funded
Target
—Drawdown
$6,000Intraday
Daily Loss
$3,000ActivationFree
Consistency Rule
15% RulePayouts
Frequency10 trading days - 7 profitable days
Max / Cycle$3,500
$799
$360-55%
| Size | Type | Target | Drawdown | Daily Loss | Activation | Price | Action |
|---|---|---|---|---|---|---|---|
| Funded | — | $1,000 Intraday | $500 | Free | $218 $98-55% | Get Funded | |
Payouts Frequency10 trading days - 7 profitable daysMax / Cycle$1,500Consistency15% Rule | |||||||
| Funded | — | $2,000 Intraday | $1,000 | Free | $398 $179-55% | Get Funded | |
Payouts Frequency10 trading days - 7 profitable daysMax / Cycle$2,500Consistency15% Rule | |||||||
| Funded | — | $4,000 Intraday | $2,000 | Free | $563 $253-55% | Get Funded | |
Payouts Frequency10 trading days - 7 profitable daysMax / Cycle$3,000Consistency15% Rule | |||||||
| Funded | — | $6,000 Intraday | $3,000 | Free | $799 $360-55% | Get Funded | |
Payouts Frequency10 trading days - 7 profitable daysMax / Cycle$3,500Consistency15% Rule | |||||||
Instant Sim Funded Plan
Funded
Target
—Drawdown
$1,000End of Day
Daily Loss
$625ActivationFree
Consistency Rule
20% RulePayouts
FrequencyOn-demand once payout cycle requirements are met
Max / Cycle$1,500
$419
$189-55%
Funded
Target
—Drawdown
$2,000End of Day
Daily Loss
$1,250ActivationFree
Consistency Rule
20% RulePayouts
FrequencyOn-demand once payout cycle requirements are met
Max / Cycle$2,500
$679
$306-55%
Funded
Target
—Drawdown
$4,000End of Day
Daily Loss
$2,500ActivationFree
Consistency Rule
20% RulePayouts
FrequencyOn-demand once payout cycle requirements are met
Min Payout$200
Max / Cycle$3,000
$821
$369-55%
Funded
Target
—Drawdown
$6,000End of Day
Daily Loss
$3,750ActivationFree
Consistency Rule
20% RulePayouts
FrequencyOn-demand once payout cycle requirements are met
Max / Cycle$3,500
$939
$423-55%
| Size | Type | Target | Drawdown | Daily Loss | Activation | Price | Action |
|---|---|---|---|---|---|---|---|
| Funded | — | $1,000 End of Day | $625 | Free | $419 $189-55% | Get Funded | |
Payouts FrequencyOn-demand once payout cycle requirements are metMax / Cycle$1,500Consistency20% Rule | |||||||
| Funded | — | $2,000 End of Day | $1,250 | Free | $679 $306-55% | Get Funded | |
Payouts FrequencyOn-demand once payout cycle requirements are metMax / Cycle$2,500Consistency20% Rule | |||||||
| Funded | — | $4,000 End of Day | $2,500 | Free | $821 $369-55% | Get Funded | |
Payouts FrequencyOn-demand once payout cycle requirements are metMin Payout$200Max / Cycle$3,000Consistency20% Rule | |||||||
| Funded | — | $6,000 End of Day | $3,750 | Free | $939 $423-55% | Get Funded | |
Payouts FrequencyOn-demand once payout cycle requirements are metMax / Cycle$3,500Consistency20% Rule | |||||||
Trading Rules
Trading Permissions
News Trading
Weekend Holding
Bots / Algos
Expert Advisors
Scalping
Micro-scalping
Copy Trading
HFT
Hedging
Scaling
Min. Trading Days
10Max Inactivity
14dMin Hold Time
10sNews Blackout
NoneEvaluation Guidelines
Elite Challenge Overview
1-Step Evaluation with 6% profit target. No time limit to pass. End-of-Day trailing drawdown.
Account Sizes: $25K, $50K, $100K, $150K
Profit Target: 6% of starting balance
Drawdown: End-of-Day trailing (3-4% depending on account size)
Daily Loss Limit: 2.5% (soft breach - pauses trading for the day)
Consistency Rule: No consistency on evaluations.
No minimum trading days required during evaluation.
News trading is allowed. Weekend holding is NOT allowed - all positions must be closed by 4:00 PM ET.
Minimum trade duration: 10 seconds.
Hard Breach Rules
Account fails if the Maximum Trailing Drawdown is breached. Daily Loss Limit breach results in soft pause (trading resumes next day at 6:00 PM ET).
Policies & Conditions
IP / Location Restrictions Apply
Top One Futures verifies your trading location. Logging in from restricted regions or masking your location may put your account at risk.
Payout Policy
Traders keep 90% of profits. Payout targets: 1st payout requires 6% profit, 2nd requires 5%, 3rd+ requires 4%. S2F PRO requires 10 trading days with 7+ profitable days between payouts. Payouts processed via Riseworks.
Payout Processing Time
Payouts processed within 12 hours on average
Daily Payouts
Not Allowed
Daily payouts not available. Standard cycle is 14 days, with optional ANYTIME payout add-on at signup.
1-Day Pass
Allowed
Elite Challenge can be passed in 1 day - no minimum trading days required during evaluation.
VPN Usage
Not Allowed
VPN usage is discouraged. Static IP or VPS recommended to prevent false IP flags.
Dollar-Cost Averaging
Allowed
DCA/averaging is allowed as long as it fits within position limits.
Micro-scalping
Allowed
Trades under 10 seconds are monitored. If trades under 10 seconds account for close to or over 50% of withdrawable amount, profits from those trades may be disqualified.
Bots & Algorithms
Not Allowed
Automated trading, EAs, and bots are strictly prohibited. Manual trading only.
High-Frequency Trading
Not Allowed
HFT and latency arbitrage strategies are prohibited. Minimum 10-second trade hold time required.
Phase Transition
What changes from Evaluation to Funded
11
Conditions are similar between phases
Profit Target
No profit target in funded phase - trade freely!
$1,500None
Consistency Rule
New consistency rule added: 25% Rule
N/A25% Rule
Restricted Countries
Top One Futures is not available in 53 countries
Traders from these countries cannot participate in evaluations
AfghanistanAlgeriaAngolaArmeniaAzerbaijanBahamasBarbadosBelarusBosnia and HerzegovinaBotswanaBurundiCambodiaCentral African RepublicDemocratic Republic of CongoIvory CoastCubaEcuadorGhanaIcelandIranIraqJamaicaKazakhstanNorth KoreaKuwaitLaosLebanonLiberiaLibyaMauritiusMongoliaMontenegroNicaraguaNorth MacedoniaPakistanPanamaPapua New GuineaRussiaSomaliaSouth SudanSri LankaSudanSyriaTrinidad and TobagoTunisiaTurkeyUgandaUkraineVenezuelaVietnamYemenZimbabweKosovo
This list may change. Please verify eligibility directly with Top One Futures before purchasing.
See the full Top One Futures restricted-country listTrust & Track Record
Credibility indicators for Top One Futures
Rating
99
Excellent
1+
Years Active
United States
Headquarters
Matt Morris
CEO / Founder
4.8
4,031 reviews
Trust Indicators
4/5 criteria metEstablished Business
1+ years
Verified Reviews
4,031 reviews
High Rating
4.8/5
Leadership Transparency
Matt Morris
Multi-channel Support
6 channels
Trading Analytics
Cost Calculator
Calculate your breakeven and ROI
$100$5,000
True Cost
$180.05
Price + activation fee
Breakeven
1 trades
At $500/trade
First Payout
+$1,319.95
Max $1,500 payout
ROI
+733%
Max ROI on first payout cap
Insight: With $500 profit per winning trade, you need 1 winning trades to recover your $180.05 investment.At the maximum payout cap, your first cycle could return up to 733%.
Risk-Reward Profile
How aggressive are the trading requirements?
ConservativeModerateAggressive
Low RiskHigh Risk
6.0%
Profit Target
4.0%
Max Drawdown
1.50
Risk/Reward
What this means: Balanced risk profile with 6.0% profit target against 4.0% max drawdown. Suitable for most traders.
Payout Timeline
Your journey from funded to first payout
Pass Evaluation
Meet profit target & trading requirements
7 Profitable Days
Complete 7 profitable trading days
First Payout
Available after 10 days
On-demand once payout cycle requirements are met
Ongoing payout schedule
Estimated time to first payout:10+ days
Market Position
How Top One Futures compares to 16 other firms
True Cost (55% off)
Good value ($80)
85th percentile
Profit Split
Market average split
66th percentile
Max Funding
Top 19% funding capacity
81th percentile
Rating
Top 3% rated firm
97th percentile
Experience
Newer firm (1 year)
35th percentile
Frequently Asked Questions
Is Top One Futures a legitimate prop firm?
Yes, Top One Futures is a legitimate prop trading firm established in 2025. It has a customer rating of 4.8/5 and is based in United States.
What is the profit split at Top One Futures?
Top One Futures offers a profit split up to 90%. This is competitive within the industry.
Does Top One Futures allow scalping and news trading?
Scalping is allowed. News trading is allowed during the evaluation phase.
What platforms can I use with Top One Futures?
Top One Futures supports the following trading platforms: NinjaTrader, Tradovate, ProjectX.
What is the Top One Futures promo code?
The Top One Futures promo code is LUMI. Enter LUMI at checkout to get 55% off your Top One Futures evaluation.
How much can I save with the Top One Futures discount code?
Using the Top One Futures discount code LUMI saves you 55% on your evaluation fee. This is the best verified Top One Futures coupon code available for 2026.
When can I withdraw my profits?
Payouts are processed On-demand once payout cycle requirements are met. Traders keep 90% of profits. Payout targets: 1st payout requires 6% profit, 2nd requires 5%, 3rd+ requires 4%. S2F PRO requires 10 trading days with 7+ profitable days between payouts. Payouts processed via Riseworks.
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Recent Updates
Updated Top One Futures review with latest pricing, active promo codes, and verified payout processing times. Confirmed active status for 2026.
Routine check of trading rules and platform availability. No major changes detected in terms of service.
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Overview
Top One Futures — quick answer
Top One Futures is a Futures trading firm with up to 90% profit split, on-demand once payout cycle requirements are met payouts, and platforms including NinjaTrader, Tradovate, ProjectX. Current verified discount: 55% off with code LUMI. Review rules, pricing, and Trustpilot ratings below before you buy.
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