Overview
The verified Top One Futures promo code is LUMI, which gives you 50% off your Top One Futures evaluation. Enter code LUMI at checkout. Verified active as of July 2026.
Trader's share
Capital allowance
Payout frequency
Year founded
Accounts allowed
Trading Platforms
NinjaTrader
Tradovate
ProjectXTradable Assets
Funding Models
Payment Methods
Payout Methods
Key Features
Account Pricing
| Size | Type | Target | Drawdown | Daily Loss | Activation | Price | Action |
|---|---|---|---|---|---|---|---|
| Challenge | $1,500 | $1,000 End of Day | — | $139 | $178 $39-78% | Get Funded | |
| Challenge | $3,000 | $2,000 End of Day | — | $189 | $218 $39-82% | Get Funded | |
| Challenge | $6,000 | $3,000 End of Day | — | $259 | $259 $39-85% | Get Funded | |
| Challenge | $9,000 | $4,000 End of Day | — | $359 | $359 $39-89% | Get Funded |
| Size | Type | Target | Drawdown | Daily Loss | Activation | Price | Action |
|---|---|---|---|---|---|---|---|
| Challenge | $1,500 | $1,000 End of Day | $625 | $149 | $69 $41-40% | Get Funded | |
| Challenge | $3,000 | $2,000 End of Day | $1,250 | $149 | $105 $63-40% | Get Funded | |
| Challenge | $6,000 | $3,000 End of Day | $2,500 | $149 | $209 $125-40% | Get Funded | |
| Challenge | $9,000 | $4,500 End of Day | $3,750 | $149 | $309 $185-40% | Get Funded |
| Size | Type | Target | Drawdown | Daily Loss | Activation | Price | Action |
|---|---|---|---|---|---|---|---|
| Challenge | $1,500 | $1,000 End of Day | — | Free | $178 $89-50% | Get Funded | |
| Challenge | $3,000 | $2,000 End of Day | — | Free | $218 $109-50% | Get Funded | |
| Challenge | $6,000 | $3,000 End of Day | — | Free | $398 $199-50% | Get Funded |
| Size | Type | Target | Drawdown | Daily Loss | Activation | Price | Action |
|---|---|---|---|---|---|---|---|
| Funded | — | $1,000 Intraday | $500 | Free | $218 $131-40% | Get Funded | |
Payouts Frequency10 trading days - 7 profitable daysMax / Cycle$1,500Consistency15% Rule | |||||||
| Funded | — | $2,000 Intraday | $1,000 | Free | $398 $239-40% | Get Funded | |
Payouts Frequency10 trading days - 7 profitable daysMax / Cycle$2,500Consistency15% Rule | |||||||
| Funded | — | $4,000 Intraday | $2,000 | Free | $563 $338-40% | Get Funded | |
Payouts Frequency10 trading days - 7 profitable daysMax / Cycle$3,000Consistency15% Rule | |||||||
| Funded | — | $6,000 Intraday | $3,000 | Free | $799 $479-40% | Get Funded | |
Payouts Frequency10 trading days - 7 profitable daysMax / Cycle$3,500Consistency15% Rule | |||||||
| Size | Type | Target | Drawdown | Daily Loss | Activation | Price | Action |
|---|---|---|---|---|---|---|---|
| Funded | — | $1,000 End of Day | $625 | Free | $419 $210-50% | Get Funded | |
Payouts FrequencyOn-demand once payout cycle requirements are metMax / Cycle$1,500Consistency20% Rule | |||||||
| Funded | — | $2,000 End of Day | $1,250 | Free | $679 $340-50% | Get Funded | |
Payouts FrequencyOn-demand once payout cycle requirements are metMax / Cycle$2,500Consistency20% Rule | |||||||
| Funded | — | $4,000 End of Day | $2,500 | Free | $821 $411-50% | Get Funded | |
Payouts FrequencyOn-demand once payout cycle requirements are metMin Payout$200Max / Cycle$3,000Consistency20% Rule | |||||||
| Funded | — | $6,000 End of Day | $3,750 | Free | $939 $470-50% | Get Funded | |
Payouts FrequencyOn-demand once payout cycle requirements are metMax / Cycle$3,500Consistency20% Rule | |||||||
Trading Rules
Trading Permissions
Evaluation Guidelines
Elite Challenge Overview
1-Step Evaluation with 6% profit target. No time limit to pass. End-of-Day trailing drawdown.
Account Sizes: $25K, $50K, $100K, $150K
Profit Target: 6% of starting balance
Drawdown: End-of-Day trailing (3-4% depending on account size)
Daily Loss Limit: 2.5% (soft breach - pauses trading for the day)
Consistency Rule: No consistency on evaluations.
No minimum trading days required during evaluation.
News trading is allowed. Weekend holding is NOT allowed - all positions must be closed by 4:00 PM ET.
Minimum trade duration: 10 seconds.
Hard Breach Rules
Account fails if the Maximum Trailing Drawdown is breached. Daily Loss Limit breach results in soft pause (trading resumes next day at 6:00 PM ET).
Policies & Conditions
IP / Location Restrictions Apply
Top One Futures verifies your trading location. Logging in from restricted regions or masking your location may put your account at risk.
Payout Policy
Traders keep 90% of profits. Payout targets: 1st payout requires 6% profit, 2nd requires 5%, 3rd+ requires 4%. S2F PRO requires 10 trading days with 7+ profitable days between payouts. Payouts processed via Riseworks.
Payout Processing Time
Payouts processed within 12 hours on average
Daily Payouts
Not Allowed
Daily payouts not available. Standard cycle is 14 days, with optional ANYTIME payout add-on at signup.
1-Day Pass
Allowed
Elite Challenge can be passed in 1 day - no minimum trading days required during evaluation.
VPN Usage
Not Allowed
VPN usage is discouraged. Static IP or VPS recommended to prevent false IP flags.
Dollar-Cost Averaging
Allowed
DCA/averaging is allowed as long as it fits within position limits.
Micro-scalping
Allowed
Trades under 10 seconds are monitored. If trades under 10 seconds account for close to or over 50% of withdrawable amount, profits from those trades may be disqualified.
Bots & Algorithms
Not Allowed
Automated trading, EAs, and bots are strictly prohibited. Manual trading only.
High-Frequency Trading
Not Allowed
HFT and latency arbitrage strategies are prohibited. Minimum 10-second trade hold time required.
Phase Transition
What changes from Evaluation to Funded
Profit Target
No profit target in funded phase - trade freely!
Consistency Rule
New consistency rule added: 25% Rule
Restricted Countries
Top One Futures is not available in 53 countries
Traders from these countries cannot participate in evaluations
This list may change. Please verify eligibility directly with Top One Futures before purchasing.
Trust & Track Record
Credibility indicators for Top One Futures
Rating
99
Excellent
1+
Years Active
United States
Headquarters
Matt Morris
CEO / Founder
4.8
2,911 reviews
Trust Indicators
4/5 criteria metEstablished Business
1+ years
Verified Reviews
2,911 reviews
High Rating
4.8/5
Leadership Transparency
Matt Morris
Multi-channel Support
6 channels
Trading Analytics
Cost Calculator
Calculate your breakeven and ROI
$190.4
Price + activation fee
1 trades
At $500/trade
+$1,309.6
Max $1,500 payout
+688%
Max ROI on first payout cap
Insight: With $500 profit per winning trade, you need 1 winning trades to recover your $190.4 investment.At the maximum payout cap, your first cycle could return up to 688%.
Risk-Reward Profile
How aggressive are the trading requirements?
6.0%
Profit Target
4.0%
Max Drawdown
1.50
Risk/Reward
What this means: Balanced risk profile with 6.0% profit target against 4.0% max drawdown. Suitable for most traders.
Payout Timeline
Your journey from funded to first payout
Pass Evaluation
Meet profit target & trading requirements
7 Profitable Days
Complete 7 profitable trading days
First Payout
Available after 10 days
On-demand once payout cycle requirements are met
Ongoing payout schedule
Market Position
How Top One Futures compares to 16 other firms
Good value ($89)
Market average split
Top 19% funding capacity
Top 16% rated firm
Newer firm (1 year)
Frequently Asked Questions
Is Top One Futures a legitimate prop firm?
Yes, Top One Futures is a legitimate prop trading firm established in 2025. It has a customer rating of 4.8/5 and is based in United States.
What is the profit split at Top One Futures?
Top One Futures offers a profit split up to 90%. This is competitive within the industry.
Does Top One Futures allow scalping and news trading?
Scalping is allowed. News trading is allowed during the evaluation phase.
What platforms can I use with Top One Futures?
Top One Futures supports the following trading platforms: NinjaTrader, Tradovate, ProjectX.
What is the Top One Futures promo code?
The Top One Futures promo code is LUMI. Enter LUMI at checkout to get 50% off your Top One Futures evaluation.
How much can I save with the Top One Futures discount code?
Using the Top One Futures discount code LUMI saves you 50% on your evaluation fee. This is the best verified Top One Futures coupon code available for 2026.
When can I withdraw my profits?
Payouts are processed On-demand once payout cycle requirements are met. Traders keep 90% of profits. Payout targets: 1st payout requires 6% profit, 2nd requires 5%, 3rd+ requires 4%. S2F PRO requires 10 trading days with 7+ profitable days between payouts. Payouts processed via Riseworks.
Learn More About Prop Trading
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Learn what a prop firm is, how proprietary trading firms work, and how you can get funded with up to $300k capital to trade futures.
Futures vs Forex Prop Firms: Which is Better for You? (2025)
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How to Pass a Prop Firm Challenge: Proven Strategies (2025)
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Recent Updates
Updated Top One Futures review with latest pricing, active promo codes, and verified payout processing times. Confirmed active status for 2026.
Routine check of trading rules and platform availability. No major changes detected in terms of service.
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