Reviewed by LumiTraders Updated
IQ Capital offers Futures and CFD/Crypto evaluations, instant simulated funding, and an invitation-only Elite live transition. Core emphasizes one-day passing; Rapid trades stricter evaluation consistency for faster funded payouts.
Buy 3, get 1 free. Refund on first payout. All current programs and account sizes.
The listed IQ Capital promo code is LUMI for up to 80% off on eligible IQ Capital evaluations. Enter LUMI at checkout and confirm the selected account terms. Owner-provided code terms. These terms were supplied or authorized by the site owner; a checkout test is not recorded. Code evidence checked: .
LUMI is Funded.Now’s house code, associated with LumiTraders. The named prop firm sells the account; Funded.Now may earn a commission. See eligible LUMI accounts and offer evidence
Trader's share
Capital allowance · largest account $200k
Payout frequency
Year founded
Funded, per trader
Payout Schedule
Futures Core: Every 10 trading days — requires 10 trading days, profit above buffer
Futures Core-DLL: Every 10 trading days — requires 10 trading days, profit above buffer
Futures Rapid Daily (1D): Every 1 trading days — requires 1 trading days, profit above buffer
Futures Rapid Classic (3D): Every 3 trading days — requires 3 trading days, profit above buffer
Futures Core Instant: Every 10 trading days — requires 10 trading days, profit above buffer
Futures Core-DLL Instant: Every 10 trading days — requires 10 trading days, profit above buffer
CFD/Crypto Core: Every 10 trading days — requires 10 trading days, profit above buffer
CFD/Crypto Rapid: Every 1 trading days — requires 1 trading days, profit above buffer
CFD/Crypto Instant: Every 10 trading days — requires 10 trading days, profit above buffer
Trading Platforms
Quantower
ATAS
DeepCharts
Tradovate
TradingView
NinjaTrader
MetaTrader 5
VolumetricaTradable Assets
Funding Models
Payment Methods
Payout Methods
Support & Contact
Key Features
| Firm Name | IQ Capital |
|---|---|
| Lowest Price | $39 with code LUMI |
| Profit Split | Up to 90% |
| Drawdown Type | End of Day |
| Rating | 4.7/5 |
| Platforms | Quantower, ATAS, DeepCharts, Tradovate, TradingView, NinjaTrader, MetaTrader 5, Volumetrica, IQC Trader |
| Promo Code | LUMI (up to 80% off) |
All plans, sizes and key rules in one place. Compare each account side by side.
Evaluation rules and funded payouts
Each column is an account size. Key rules are shown below. Prices are the cost to start.
| Futures CoreAccount size | $50K | $100K |
|---|---|---|
| Price to start | $195-80% $39You save $156one-time payment | $475-80% $95You save $380one-time payment |
| Activation fee | $129 | $149 |
| Evaluation rulesEnd of Day drawdown · Consistency: Not published | ||
| Profit target | $3,000 | $6,000 |
| Max drawdown | $3,000 | $6,000 |
| Daily loss limit | — | — |
| Max contracts | 5 mini / 50 micro | 10 mini / 100 micro |
| Reset fee | Not published | Not published |
Funded payoutsEvery 10 trading daysConsistency: 30% | ||
| Minimum payout | None | None |
| Payout cap / cycle | $1,500 | $2,000 |
| Get started | Get FundedUse code LUMI | Get FundedUse code LUMI |
Evaluation rules and funded payouts
Each column is an account size. Key rules are shown below. Prices are the cost to start.
| Futures Core-DLLAccount size | $50K | $100K |
|---|---|---|
| Price to start | $245-80% $49You save $196one-time payment | $475-80% $95You save $380one-time payment |
| Activation fee | $129 | $149 |
| Evaluation rulesEnd of Day drawdown · Consistency: Not published | ||
| Profit target | $3,000 | $6,000 |
| Max drawdown | $2,000 | $3,000 |
| Daily loss limit | $1,000 | $1,500 |
| Max contracts | 5 mini / 50 micro | 10 mini / 100 micro |
| Reset fee | Not published | Not published |
Funded payoutsEvery 10 trading daysConsistency: 30% | ||
| Minimum payout | None | None |
| Payout cap / cycle | $1,500 | $2,000 |
| Get started | Get FundedUse code LUMI | Get FundedUse code LUMI |
Evaluation rules and funded payouts
Each column is an account size. Key rules are shown below. Prices are the cost to start.
| Futures Rapid Daily (1D)Account size | $50K | $100K |
|---|---|---|
| Price to start | $675-80% $135You save $540one-time payment | $1,125-80% $225You save $900one-time payment |
| Activation fee | Free | Free |
| Evaluation rulesEnd of Day drawdown · Consistency: Not published | ||
| Profit target | $3,000 | $6,000 |
| Max drawdown | $2,000 | $3,000 |
| Daily loss limit | — | — |
| Max contracts | 5 mini / 50 micro | 10 mini / 100 micro |
| Reset fee | Not published | Not published |
Funded payoutsEvery 1 trading daysConsistency: None | ||
| Minimum payout | None | None |
| Payout cap / cycle | $1,000 | $1,500 |
| Get started | Get FundedUse code LUMI | Get FundedUse code LUMI |
Evaluation rules and funded payouts
Each column is an account size. Key rules are shown below. Prices are the cost to start.
| Futures Rapid Classic (3D)Account size | $50K | $100K |
|---|---|---|
| Price to start | $675-80% $135You save $540one-time payment | $1,125-80% $225You save $900one-time payment |
| Activation fee | Free | Free |
| Evaluation rulesEnd of Day drawdown · Consistency: Not published | ||
| Profit target | $3,000 | $6,000 |
| Max drawdown | $2,000 | $3,000 |
| Daily loss limit | — | — |
| Max contracts | 5 mini / 50 micro | 10 mini / 100 micro |
| Reset fee | Not published | Not published |
Funded payoutsEvery 3 trading daysConsistency: 40% | ||
| Minimum payout | None | None |
| Payout cap / cycle | $2,000 | $2,000 |
| Get started | Get FundedUse code LUMI | Get FundedUse code LUMI |
Funded account rules
Each column is an account size. Key rules are shown below. Prices are the cost to start.
| Futures Core InstantAccount size | $50K | $100K |
|---|---|---|
| Price to start | $1,745-80% $349You save $1,396one-time payment | $3,495-80% $699You save $2,796one-time payment |
| Activation fee | Free | Free |
| Funded trading rulesEnd of Day drawdown | ||
| Profit target | No target | No target |
| Max drawdown | $3,000 | $5,000 |
| Daily loss limit | None | None |
| Max contracts | 5 mini / 50 micro | 10 mini / 100 micro |
| Reset fee | $299 | $599 |
Funded payoutsEvery 10 trading daysConsistency: 30% | ||
| Minimum payout | None | None |
| Payout cap / cycle | $1,500 | $2,000 |
| Get started | Get FundedUse code LUMI | Get FundedUse code LUMI |
Funded account rules
Each column is an account size. Key rules are shown below. Prices are the cost to start.
| Futures Core-DLL InstantAccount size | $50K | $100K |
|---|---|---|
| Price to start | $1,745-80% $349You save $1,396one-time payment | $3,495-80% $699You save $2,796one-time payment |
| Activation fee | Free | Free |
| Funded trading rulesEnd of Day drawdown | ||
| Profit target | No target | No target |
| Max drawdown | $2,000 | $3,000 |
| Daily loss limit | $1,000 | $1,500 |
| Max contracts | 5 mini / 50 micro | 10 mini / 100 micro |
| Reset fee | $299 | $599 |
Funded payoutsEvery 10 trading daysConsistency: 30% | ||
| Minimum payout | None | None |
| Payout cap / cycle | $1,500 | $2,000 |
| Get started | Get FundedUse code LUMI | Get FundedUse code LUMI |
2 account options below · Evaluation rules and funded payouts
Each column is an account size. Key rules are shown below. Prices are the cost to start.
| CFD/Crypto CoreAccount size | $50K | $100K | $200K |
|---|---|---|---|
| Price to start | $199-80% $40You save $159one-time payment | $445-80% $89You save $356one-time payment | $999-80% $200You save $799one-time payment |
| Activation fee | $129 | $149 | $999 |
| Evaluation rulesEnd of Day drawdown · Consistency: Not published | |||
| Profit target | $4,000 | $8,000 | $16,000 |
| Max drawdown | $3,000 | $6,000 | $10,000 |
| Daily loss limit | — | — | — |
| Leverage | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. |
| Reset fee | Not published | Not published | Not published |
Funded payoutsEvery 10 trading daysConsistency: 30% | |||
| Minimum payout | None | None | None |
| Payout cap / cycle | $1,500 | $2,000 | $3,000 |
| Get started | Get FundedUse code LUMI | Get FundedUse code LUMI | Get FundedUse code LUMI |
Each column is an account size. Key rules are shown below. Prices are the cost to start.
| CFD/Crypto CoreAccount size | $50K | $100K | $200K |
|---|---|---|---|
| Price to start | $199-80% $40You save $159one-time payment | $445-80% $89You save $356one-time payment | $999-80% $200You save $799one-time payment |
| Activation fee | $129 | $149 | $999 |
| Evaluation rulesEnd of Day drawdown · Consistency: Not published | |||
| Profit target | $4,000 | $8,000 | $16,000 |
| Max drawdown | $3,000 | $6,000 | $10,000 |
| Daily loss limit | — | — | — |
| Leverage | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. |
| Reset fee | Not published | Not published | Not published |
Funded payoutsEvery 10 trading daysConsistency: 30% | |||
| Minimum payout | None | None | None |
| Payout cap / cycle | $1,500 | $2,000 | $3,000 |
| Get started | Get FundedUse code LUMI | Get FundedUse code LUMI | Get FundedUse code LUMI |
2 account options below · Evaluation rules and funded payouts
Each column is an account size. Key rules are shown below. Prices are the cost to start.
| CFD/Crypto RapidAccount size | $50K | $100K |
|---|---|---|
| Price to start | $675-80% $135You save $540one-time payment | $1,125-80% $225You save $900one-time payment |
| Activation fee | Free | Free |
| Evaluation rulesEnd of Day drawdown · Consistency: Not published | ||
| Profit target | $3,000 | $6,000 |
| Max drawdown | $2,000 | $3,000 |
| Daily loss limit | — | — |
| Leverage | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. |
| Reset fee | Not published | Not published |
Funded payoutsEvery 1 trading daysConsistency: Not published | ||
| Minimum payout | None | None |
| Payout cap / cycle | $1,000 | $1,500 |
| Get started | Get FundedUse code LUMI | Get FundedUse code LUMI |
Each column is an account size. Key rules are shown below. Prices are the cost to start.
| CFD/Crypto RapidAccount size | $50K | $100K |
|---|---|---|
| Price to start | $675-80% $135You save $540one-time payment | $1,125-80% $225You save $900one-time payment |
| Activation fee | Free | Free |
| Evaluation rulesEnd of Day drawdown · Consistency: Not published | ||
| Profit target | $3,000 | $6,000 |
| Max drawdown | $2,000 | $3,000 |
| Daily loss limit | — | — |
| Leverage | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. |
| Reset fee | Not published | Not published |
Funded payoutsEvery 1 trading daysConsistency: Not published | ||
| Minimum payout | None | None |
| Payout cap / cycle | $1,000 | $1,500 |
| Get started | Get FundedUse code LUMI | Get FundedUse code LUMI |
2 account options below · Funded account rules
Each column is an account size. Key rules are shown below. Prices are the cost to start.
| CFD/Crypto InstantAccount size | $50K | $100K |
|---|---|---|
| Price to start | $1,745-80% $349You save $1,396one-time payment | $3,495-80% $699You save $2,796one-time payment |
| Activation fee | Free | Free |
| Funded trading rulesEnd of Day drawdown | ||
| Profit target | No target | No target |
| Max drawdown | $3,000 | $6,000 |
| Daily loss limit | None | None |
| Leverage | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. |
| Reset fee | $299 | $599 |
Funded payoutsEvery 10 trading daysConsistency: 30% | ||
| Minimum payout | None | None |
| Payout cap / cycle | $1,500 | $2,000 |
| Get started | Get FundedUse code LUMI | Get FundedUse code LUMI |
Each column is an account size. Key rules are shown below. Prices are the cost to start.
| CFD/Crypto InstantAccount size | $50K | $100K |
|---|---|---|
| Price to start | $1,745-80% $349You save $1,396one-time payment | $3,495-80% $699You save $2,796one-time payment |
| Activation fee | Free | Free |
| Funded trading rulesEnd of Day drawdown | ||
| Profit target | No target | No target |
| Max drawdown | $3,000 | $6,000 |
| Daily loss limit | None | None |
| Leverage | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. | Forex up to 50:1; indices/commodities up to 25:1; BTC/ETH/SOL 5:1 and other crypto 3:1 on Volumetrica. |
| Reset fee | $299 | $599 |
Funded payoutsEvery 10 trading daysConsistency: 30% | ||
| Minimum payout | None | None |
| Payout cap / cycle | $1,500 | $2,000 |
| Get started | Get FundedUse code LUMI | Get FundedUse code LUMI |
Refunds: Available in some cases — see Policies & Conditions below.
LUMI is listed for eligible IQ Capital accounts. These examples show one account per eligible plan, with the initial fee, separate activation charge and price basis. Other sizes and options can differ.
Owner-provided code terms. These terms were supplied or authorized by the site owner; a checkout test is not recorded. Evidence recorded: .
Owner-provided code terms. These terms were supplied or authorized by the site owner; a checkout test is not recorded. Evidence recorded: .
Owner-provided code terms. These terms were supplied or authorized by the site owner; a checkout test is not recorded. Evidence recorded: .
Owner-provided code terms. These terms were supplied or authorized by the site owner; a checkout test is not recorded. Evidence recorded: .
Owner-provided code terms. These terms were supplied or authorized by the site owner; a checkout test is not recorded. Evidence recorded: .
Owner-provided code terms. These terms were supplied or authorized by the site owner; a checkout test is not recorded. Evidence recorded: .
Owner-provided code terms. These terms were supplied or authorized by the site owner; a checkout test is not recorded. Evidence recorded: .
Owner-provided code terms. These terms were supplied or authorized by the site owner; a checkout test is not recorded. Evidence recorded: .
Owner-provided code terms. These terms were supplied or authorized by the site owner; a checkout test is not recorded. Evidence recorded: .
Enter LUMI in the firm’s checkout and check the final price. A better automatic sale is shown separately and is not an extra LUMI saving. Renewals, resets, payout conditions and country restrictions can change the total cost and suitability. Prices are in USD; account sizes are nominal balances. Funded.Now may earn a commission from eligible purchases.
Each example below belongs to one specific account. Other sizes and variants can have different limits, fees and payout conditions. A payout cadence is not a promise that a new account is immediately eligible.
Example account: Futures Core · $50,000
Example account: Futures Core-DLL · $50,000
Example account: Futures Rapid Daily (1D) · $50,000
Example account: Futures Rapid Classic (3D) · $50,000
Example account: Futures Core Instant · $50,000
Example account: Futures Core-DLL Instant · $50,000
Example account: CFD / Crypto Core MT5 · $50,000
Example account: CFD / Crypto Rapid MT5 · $50,000
Example account: CFD / Crypto Instant MT5 · $50,000
Allowed for security or connectivity, never to hide identity or bypass jurisdiction restrictions.
The homepage advertises processing within 48 hours, with a 3-hour average. It does not separate review time from transfer time.
Identity documents may be requested under KYC/AML rules; access can be restricted for non-compliance. The exact verification stage is not published.
New trading day starts — Not published
Futures: Monday-Friday 00:00-22:45 CET/CEST, automatic close at 22:45 CET/CEST. Crypto: 24/7. CFD hours vary by instrument. Other pages use conflicting EST/EDT/Berlin session labels.
Evaluation accounts at once — Unlimited per trader
Core/Core-DLL: 10 funded accounts per market family. Rapid: 5 per market family. Futures and CFD/Crypto have independent limits. The challenge FAQ says unlimited evaluations, while pricing cards display 10 or 5.
The owner-confirmed LUMI promotion includes a refund on the first payout across all programs and sizes. The refund amount and detailed eligibility conditions have not been supplied. General non-promotional terms state that fees are final and non-refundable.
Must trade at least once every — 8 days
Status — Restricted
Trade at least once every 8 calendar days. An open position pauses the inactivity timer; it restarts when the account is flat.
Elite is an invitation-only live-capital transition decided by the risk team.
Futures cover CME, CBOT, COMEX, NYMEX and Eurex instruments, subject to the purchased data package. CFD/crypto symbol availability differs between MetaTrader 5 and Volumetrica.
What changes from Evaluation to Funded on the Futures Core 50K account
Profit Target
The firm does not publish this figure
Max Loss
The firm does not publish this figure
Daily Loss Limit
The firm does not publish this figure
Traders from these countries cannot participate in evaluations
This list may change. Please verify eligibility directly with IQ Capital before purchasing.
See the full IQ Capital restricted-country listCredibility indicators for IQ Capital
Our research record includes 58 source pages. Code terms, external ratings and individual rules may have different evidence and check dates.
Rating
4.7
601 reviews
Not published
Years Active
Saint Lucia
Gros Islet · Headquarters
Christoph Radecker
Founder & CEO
Firm research checked
Established Business
Not published
Leadership Transparency
Christoph Radecker
Multi-channel Support
4 channels
Account Limits
Unlimited eval / trader
Refund Policy
Refunds available
Elite is an invitation-only live-capital transition decided by the risk team.
The owner-confirmed LUMI promotion includes a refund on the first payout across all programs and sizes. The refund amount and detailed eligibility conditions have not been supplied. General non-promotional terms state that fees are final and non-refundable.
Estimate costs, risk and payout timing using the selected plan. Prices and trading rules are available in the sections above.
IQ Capital offers Futures and CFD/Crypto evaluations, instant simulated funding, and an invitation-only Elite live transition. Core emphasizes one-day passing; Rapid trades stricter evaluation consistency for faster funded payouts.
Independent platform rating(601 reviews)
Rating from an independent review platform.
This page compares the published account information available for IQ Capital; it does not guarantee reliability or future payouts. The recorded headquarters is in Saint Lucia. Read the official sources, account restrictions and evidence dates on this page before deciding. An external rating or an affiliate relationship is not a guarantee that an account is suitable for you.
An IQ Capital evaluation costs between $39 and $699 with code LUMI (up to 80% off), depending on account size and plan.
The listed IQ Capital code is LUMI. Listed savings are up to 80% off on eligible accounts; the account table shows the applicable price and code. These terms were supplied or authorized by the site owner; a checkout test is not recorded. Confirm eligibility, billing, activation fees and the final total at checkout.
The listed IQ Capital code is LUMI. Listed savings are up to 80% off on eligible accounts; the account table shows the applicable price and code. These terms were supplied or authorized by the site owner; a checkout test is not recorded. Confirm eligibility, billing, activation fees and the final total at checkout. The lowest listed account price with its applicable code is $39, before separate fees.
IQ Capital lists 9 plans. Futures Core, Futures Core-DLL, Futures Rapid Daily (1D), Futures Rapid Classic (3D), CFD/Crypto Core and CFD/Crypto Rapid are 1-step evaluations. Futures Core Instant, Futures Core-DLL Instant and CFD/Crypto Instant are instant funding — there is no evaluation to pass.
IQ Capital offers a profit split up to 90%. The split differs by plan: Futures Core pays 90%, Futures Core-DLL pays 90%, Futures Rapid Daily (1D) pays 80%, Futures Rapid Classic (3D) pays 80%, Futures Core Instant pays 90%, Futures Core-DLL Instant pays 90%, CFD/Crypto Core pays 90%, CFD/Crypto Rapid pays 80% and CFD/Crypto Instant pays 90%.
Payouts at IQ Capital are processed every 10 trading days, every 1 trading days or every 3 trading days, depending on the plan. The number of qualifying days and the minimum profit needed before you can request a payout differ by plan — both are in the payouts section on this page.
IQ Capital uses End of Day drawdown in both the evaluation and the funded stage. The maximum loss for each account size is in the prices and rules tables on this page.
Scalping is restricted. News trading is allowed. Both rules carry conditions that can differ by plan — the firm's own wording is in the rules and firm policy sections on this page.
IQ Capital supports the following trading platforms: Quantower, ATAS, DeepCharts, Tradovate, TradingView, NinjaTrader, MetaTrader 5, Volumetrica, IQC Trader.
It publishes no cap on how many evaluation accounts you may hold at once.
Yes. IQ Capital requires identity verification (KYC). The stage it happens at and the documents you need are set out in the firm policies section on this page.
IQ Capital does publish a refund policy — the conditions it applies are summarised in the firm policies section on this page.
IQ Capital does not accept traders resident in 20 countries and 3 sub-national regions. The full list, and the conditions attached to it, are on this page.
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Pricing and offers for IQ Capital are maintained from recorded sources and partner information. Check the source and code evidence dates; a general content update does not mean every account was checked again.
External ratings are refreshed on a schedule. If a source stops publishing a score, the last known snapshot may remain. Review counts may be approximate; neither ratings nor counts guarantee a future payout.
Trading rules, payout policies, and breach conditions are maintained by the LumiTraders team and corrected when IQ Capital changes its terms.
IQ Capital offers futures, crypto, forex trading accounts. The listed profit split is up to 90%, depending on the plan. Payout schedules: Every 10 trading days, Every 1 trading days, Every 3 trading days. Eligibility depends on the selected plan. Listed platforms include Quantower, ATAS, DeepCharts. Listed code LUMI: up to 80% off on eligible accounts. Confirm the final price and conditions at checkout. Review the account-specific rules, fees and payout conditions before choosing a firm.
Affiliate disclosure: We may earn a commission when you use our links. How we stay unbiased.
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