At a glance

Category winners across the firms you picked

Cheapest to start

Top One Futures

$22 true cost

Highest rated

Top One Futures

4.8 / 5 trader rating

Best profit split

Top One Futures

90% to the trader

Fastest payout

IQ Capital

Every 1 trading days

Tied — shown first

The bottom line

Accounts compared here

True cost here means the initial account fee plus activation after the displayed promotion. It excludes renewals, resets, taxes and optional charges. Open each account for its billing terms, evaluation rules and funded payout requirements; a lower entry cost does not guarantee a payout.

47 of 61 metrics differ

IQ Capital4.7Details

Top One Futures4.8Details

Side-by-side comparison of IQ Capital, Top One Futures
	IQ Capital$50K	Top One Futures$50K
Account Pricing
Price	$135$67580% OFF	Best value: $22$21890% OFF
Activation Fee	None	None
True Cost	$135after discount + activation	Best value: $22after discount + activation
Reset Fee	Not published	$104
Current Promotion	LUMI: $135.00 initial fee	LUMI (90% off)
Evaluation Phase
Profit Target	Not published	$3,0006.0% of account
Max Drawdown	Not published	$2,000
Drawdown Type	Not published	End of Day
Daily Loss Limit	Not published	$1,000
Max Position Size	Not published	3 contracts
Consistency Rule	Not published	40%
Funded Phase
Max Drawdown	$2,000	$2,000
Drawdown Type	End of Day	End of Day
Daily Loss Limit	$1,000	$1,000
Max Payout/Cycle	Best value: $1,500Min: Not published	$1,000Min: $500
Consistency Rule	No	No
Value MetricsDerived from price, discount, targets and payout caps — fewer breakeven cycles and higher first-cycle ROI mean the account pays for itself faster.
Breakeven Winning Cycles	1 cycle	1 cycle
Max First-Cycle ROI	641%	Best value: 4487%
Target : Drawdown	—	1.50lower = easier to pass
Company Info
Established	Not published	2025
CEO	Christoph Radecker	Not disclosed
Country	Saint Lucia	United States
Trader Rating	4.7	Best value: 4.8
Features
Allows Scaling	No	Yes
Daily Payouts	Yes	Yes
1-Day Pass	Yes	Yes
KYC Required	Required	Required
Trading
Instruments	Not published	ZM, ZS, ZW, ES, NQ, MES, MNQ, RTY +24 more
Evaluation Types	1-step, Instant funding	1-step, Instant funding
Platforms	Quantower, ATAS, DeepCharts +11 more	Tradovate, NinjaTrader, TradingView
Max Funding	—	$1.5M
Profit Split	80%	Best value: 90%
Max Accounts	Not published funded · Unlimited evaluation	35 funded · Unlimited evaluation
Trading Rules
Scalping	Restricted	Allowed
Payouts
Payout Frequency	Every 1 trading days	Daily
Min Payout	Not published	from $50
Payout Methods	USDC (ERC-20), Bank transfer	Cryptocurrency — “We support the following payout methods: Cryptocurrency, Bank Transfer.”, Bank transfer — same article. +2 more
Payout StructureHow money actually leaves the account: what you must do to qualify, how much each payout may be, and when the cap stops applying.
Payout cadence	Every 1 trading days	Daily
Eligibility	1 trading days · profit above buffer	1 trading days · profit above buffer
Payout cap	$1,000 (#1-#2) → $1,500 (#3-#5)	$1,000 per payout
Payout limit	5 payouts	Unlimited
Safety-net buffer	Not published	Fixed
Scaling	Not published	Tiered by balance · 3 tiers
Activation fee	None	None
Evaluation TermsThe shape of the challenge itself, including where the consistency rule applies — an evaluation-only rule and one that binds for the life of the account are very different obligations.
Evaluation type	1-step	1-step
Time limit	Not published	Not published
Min trading days	Not published	None
Fastest possible pass	Not published	3 days
Resets	Not published	Allowed
Consistency rule	Not published	40%
Consistency applies to	Not published	Evaluation only
What You May TradeEach firm's own position on the strategies traders get breached for, with its published qualification. A restriction is not the same as a ban.
News trading	✓ AllowedNo additional news blackout window is published.	! RestrictedAllowed as a firm-wide default — “Yes, you are allowed to trade news on your accounts at Top One Futures” — with two…
Weekend holding	! RestrictedProhibited for Futures.…	? Not published“Weekend trading is strictly prohibited, and all markets remain closed during this period.” Nothing can be carried into…
Overnight holding	! RestrictedFutures must close daily; CFD/Crypto may hold overnight.	✗ Not allowed“As part of our trading rules, holding trades overnight is not allowed.”…
Bots & automation	? Not publishedHelp articles allow transparent, trader-controlled systems, but the Terms of Use prohibit automated trading tools.…	✗ Not allowed“At Top One Futures, we do not allow the use of Expert Advisors (EAs) or Bots on our accounts… We require all traders”…
High-frequency trading	✗ Not allowed	✗ Not allowedBanned by name in Prohibited Trading Practices §12 (“or high-frequency execution tool is strictly forbidden”), and…
Dollar-cost averaging	? Not publishedA separate dollar-cost-averaging policy was not found; combined positions remain subject to per-market loss limits.	? Not publishedNo rule on dollar-cost averaging, averaging down, scaling into a position or martingale appears in any of the 95…
Hedging	! RestrictedAllowed only within a CFD/Crypto hedging account.…	? Not published“You may not hedge one account against another, whether within Top One Futures or across other prop firms or brokers.”…
Copy trading	✗ Not allowedCopying, external signals, account sharing and third-party account management are prohibited.	! RestrictedAllowed only between a trader's own accounts of identical program and size: “copy trading is strictly limited to”…
Microscalping	! RestrictedAt least 50% of trades and at least 50% of profits must come from positions held longer than 15 seconds.…	? Not publishedGoverned by a minimum hold time rather than a ban: “Trades must remain open for a minimum of 10 seconds across all”…
VPN	! RestrictedAllowed for security or connectivity, never to hide identity or bypass jurisdiction restrictions.	? Not publishedThe IP policy contradicts itself inside one article.…

IQ Capital vs Top One Futures: Full Comparison

IQ Capital, based in LC, and Top One Futures, founded in 2025, based in US, are both popular choices among futures and crypto and forex prop traders. IQ Capital offers up to not published in funding, while Top One Futures provides up to $1,500,000 across 35 accounts. Both firms support Tradovate, TradingView, NinjaTrader.

The verdict

Top One Futures is the cheaper way in at $22 true cost versus $135 for IQ Capital. Top One Futures returns more to the trader with a 90% profit split. Top One Futures has the stronger reputation with a 4.8/5 trader rating. True cost compares IQ Capital's $50,000 Futures Rapid Daily (1D) account with Top One Futures's $50,000 Elite Daily account, after current discounts and activation fees.

Key statistics for IQ Capital and Top One Futures
Feature	IQ Capital	Top One Futures
Profit Split	80%	90%
Trader rating	4.7/5	4.8/5
Max Funding	not published	$1,500,000
Entry cost (cheapest account)	$135	$17.80
True Cost (selected account)	$135 · $50,000	$22 · $50,000
Max Drawdown (selected account)	$2,000	$2,000
Daily Loss Limit (selected account)	$1,000	$1,000
Largest Account	$200,000	$150,000
Payout Frequency	Every 1 trading days	Daily
Trading days per payout cycle (selected account)	1 trading day	Not published
Evaluation Type	1-step, Instant funding	1-step, Instant funding
Platforms	14	3
Discount	up to 80% off	up to 90% off

Where IQ Capital Wins

+More platform options (14 vs 3)

Read the full IQ Capital review for rules, pricing tiers and payout details.

Where Top One Futures Wins

+Higher profit split (90% vs 80%)
+Higher trader rating (4.8 vs 4.7)
+Lower entry cost on its cheapest account, a $25,000 ($17.80 vs $135 for a $50,000)
+Bigger current discount (up to 90% vs up to 80%)

Read the full Top One Futures review for rules, pricing tiers and payout details.

Frequently Asked Questions

What is the main difference between IQ Capital and Top One Futures?

IQ Capital offers a 80% profit split with 1-step/Instant funding evaluation, while Top One Futures offers a 90% profit split with 1-step/Instant funding evaluation. IQ Capital supports 14 trading platforms and Top One Futures supports 3. IQ Capital has a trader rating of 4.7/5 compared to Top One Futures's 4.8/5.

Which is cheaper, IQ Capital or Top One Futures?

Top One Futures is cheaper to enter: $21.80 all-in for a $50,000 account, against $135 for IQ Capital's $50,000 account. Both figures are after the current discount and include the activation fee. Entry cost excludes renewals, resets, taxes and optional charges; it is not the total cost of reaching a payout. Both firms offer discounts — IQ Capital at up to 80% off and Top One Futures at up to 90% off.

Which has better payout terms, IQ Capital or Top One Futures?

IQ Capital pays out every 1 trading days with no published minimum for that selected account, while Top One Futures pays out daily with a minimum of $500. IQ Capital's selected account requires at least 1 trading day per payout cycle, and The trading-day requirement for Top One Futures's selected payout cycle is not published. Qualifying-day profit thresholds, buffers, consistency rules and approval requirements still apply. A trading-day minimum is not a payment-delivery estimate.

Can I use trading bots with IQ Capital and Top One Futures?

IQ Capital does not publish a trading-bot policy, while Top One Futures does not allow trading bots. On VPNs, IQ Capital permits VPN use under published conditions and Top One Futures does not publish a VPN policy.

IQ Capital vs Top One Futures — quick answer

IQ Capital vs Top One Futures for 2026: compare evaluation types (1-step, Instant funding vs 1-step, Instant funding), payout cadence for the selected accounts (Every 1 trading days vs Daily), platforms, and true challenge cost. Top One Futures offers a higher profit split (90% vs 80%). Use the tables below for drawdown, minimum days, and current promotion status before you buy.

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