Our scoring model applies your budget, trading style, rule preferences, and priorities to rank compatible prop firm challenges.
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The Smart Matcher ranks 14 prop trading firms with a transparent, two-phase model. Phase one applies hard eligibility filters — your country, market, budget, and any deal-breakers such as a required platform, bot support, news trading, daily payouts, or consistency-rule requirements — and removes every account that fails one. Phase two scores each remaining account on the factors below, keeps the best account per firm, and ranks the top five. Every result card shows its score breakdown, so nothing about the ranking is a black box.
How comfortably the account's true cost — price after discounts plus activation fee — sits inside your stated budget. An account under half your budget scores the full 20 points; one that barely fits scores 5.
Alignment between the firm's structure and your experience level: beginners score higher with instant funding, one-day passes, and cheap entries; experts score higher with large max funding, many simultaneous accounts, and bigger account sizes.
Rule fit for your declared style. Scalpers score firms that allow scalping and micro-scalping with no minimum hold time; news traders score firms that permit news trading in both the evaluation and funded phases without blackout windows.
Bonus points when an account matches your preferred drawdown type (static, end-of-day, or trailing — 10 points) and when a firm allows weekend holding if you asked for it (5 points). Skipped preferences are excluded from the achievable maximum, so leaving them open never lowers your percentage.
Fast payouts, high profit split, low cost, flexible rules, scaling potential, trustworthiness, and ease of passing are each scored on a 0-30 scale, then multiplied by the weight your answers assign them. The weights always sum to 1.0, so these factors contribute at most 30 points in total.
Match percentages are normalized against the maximum score achievable for your specific answers, so a perfect fit reads close to 100 even when you skip optional preferences. Scores are decision support based on published firm data — not a guarantee of passing an evaluation or receiving payouts.
Matching runs in two phases. Hard filters first remove firms and accounts you cannot use: country restrictions, market (futures or crypto), budget, required platform, bots, news trading, daily payouts, drawdown type, and consistency-rule requirements. The remaining accounts are then scored on the factors listed above, the best account from each firm is kept, and the top five firms are ranked. The final percentage is your account's score divided by the maximum achievable for the answers you actually gave.
Yes. The matcher is completely free and requires no sign-up. Funded.Now may earn an affiliate commission if you purchase a challenge through a link on the results page, which never affects how firms are ranked.
Yes. Your answers are encoded into the page URL as you go, so the Copy Results Link button on the results screen gives you a link that rebuilds the same ranked list for anyone who opens it.
No — ranking is data-only. Featured placement is a UI badge and contributes zero points to any scoring factor, including trustworthiness, which is based solely on customer ratings and years in operation.