At a glance

Category winners across the firms you picked

Cheapest to start

Tradeify

$73 true cost

Highest rated

IQ Capital

4.7 / 5 trader rating

Best profit split

Tradeify

90% to the trader

Fastest payout

IQ Capital

Every 1 trading days

The bottom line

Accounts compared here

True cost here means the initial account fee plus activation after the displayed promotion. It excludes renewals, resets, taxes and optional charges. Open each account for its billing terms, evaluation rules and funded payout requirements; a lower entry cost does not guarantee a payout.

52 of 61 metrics differ

IQ Capital4.7Details

Tradeify4.5Details

Side-by-side comparison of IQ Capital, Tradeify
	IQ Capital$50K	Tradeify$50K
Account Pricing
Price	$135$67580% OFF	Best value: $73$14550% OFF
Activation Fee	None	None
True Cost	$135after discount + activation	Best value: $73after discount + activation
Reset Fee	Not published	$95
Current Promotion	LUMI: $135.00 initial fee	LUMI (50% off)
Evaluation Phase
Profit Target	Not published	$3,0006.0% of account
Max Drawdown	Not published	$2,000
Drawdown Type	Not published	End of Day
Daily Loss Limit	Not published	$1,250
Max Position Size	Not published	4 contracts
Consistency Rule	Not published	No
Funded Phase
Max Drawdown	$2,000	$2,000
Drawdown Type	End of Day	End of Day
Daily Loss Limit	$1,000	Best value: $1,250
Max Payout/Cycle	$1,500Min: Not published	Best value: $3,000Min: $500
Consistency Rule	No	35%
Value MetricsDerived from price, discount, targets and payout caps — fewer breakeven cycles and higher first-cycle ROI mean the account pays for itself faster.
Breakeven Winning Cycles	1 cycle	1 cycle
Max First-Cycle ROI	641%	Best value: 1969%
Target : Drawdown	—	1.50lower = easier to pass
Company Info
Established	Not published	2021
CEO	Christoph Radecker	Brett Simberkoff
Country	Saint Lucia	United States
Trader Rating	Best value: 4.7	4.5
Features
Allows Scaling	No	Yes
Daily Payouts	Yes	No
1-Day Pass	Yes	Yes
KYC Required	Required	Required
Trading
Instruments	Not published	YM, ES, NQ, RTY, EMD, NKD, FDAX, FDXM +41 more
Evaluation Types	1-step, Instant funding	1-step, Instant funding
Platforms	Quantower, ATAS, DeepCharts +11 more	Tradovate, NinjaTrader, TradingView +6 more
Max Funding	—	$750,000
Profit Split	80%	Best value: 90%
Max Accounts	Not published funded · Unlimited evaluation	5 funded · Unlimited evaluation
Trading Rules
Scalping	Restricted	Allowed
Payouts
Payout Frequency	Every 1 trading days	Every 5 trading days
Min Payout	Not published	from $250
Payout Methods	USDC (ERC-20), Bank transfer	Rise (primary; bank transfer ACH or crypto withdrawal), Plane (alternative; bank-to-bank transfer, offered only where Rise is unavailable or a Rise application is denied)
Payout StructureHow money actually leaves the account: what you must do to qualify, how much each payout may be, and when the cap stops applying.
Payout cadence	Every 1 trading days	Every 5 trading days
Eligibility	1 trading days · profit above buffer	5 trading days · 5 profitable days · profit above buffer
Payout cap	$1,000 (#1-#2) → $1,500 (#3-#5)	$1,500 (#1) → $2,000 (#2) → … → $3,000 (#4)
Payout limit	5 payouts	Not published
Safety-net buffer	Not published	Max loss + $100
Scaling	Not published	None
Activation fee	None	None
Evaluation TermsThe shape of the challenge itself, including where the consistency rule applies — an evaluation-only rule and one that binds for the life of the account are very different obligations.
Evaluation type	1-step	1-step
Time limit	Not published	None
Min trading days	Not published	1
Fastest possible pass	Not published	1 day
Resets	Not published	Allowed
Consistency rule	Not published	35%
Consistency applies to	Not published	Every payout cycle
What You May TradeEach firm's own position on the strategies traders get breached for, with its published qualification. A restriction is not the same as a ban.
News trading	✓ AllowedNo additional news blackout window is published.	✓ Allowed"We do not have any rules against or guidelines around trading news events." No blackout window, no reduced size and no…
Weekend holding	! RestrictedProhibited for Futures.…	✗ Not allowedAll positions must be closed before Friday's market close (4:45 PM ET); positions cannot be carried from Friday into…
Overnight holding	! RestrictedFutures must close daily; CFD/Crypto may hold overnight.	! RestrictedA position may be held for the length of one session - 6:00 PM ET to 4:45 PM ET the next calendar day, nearly 23 hours…
Bots & automation	? Not publishedHelp articles allow transparent, trader-controlled systems, but the Terms of Use prohibit automated trading tools.…	! RestrictedBots and algorithms are allowed only if you are the sole owner and sole user of the strategy, do not share it with any…
High-frequency trading	✗ Not allowed	✗ Not allowedHigh-frequency trading bots are not allowed and the firm states it has risk measures to detect and monitor them; clause…
Dollar-cost averaging	? Not publishedA separate dollar-cost-averaging policy was not found; combined positions remain subject to per-market loss limits.	✓ AllowedThe dedicated Guidelines for Traders explicitly permit DCA, flipping and scaling; DCA should form part of a structured…
Hedging	! RestrictedAllowed only within a CFD/Crypto hedging account.…	✗ Not allowedNo opposing long/short positions on the same instrument or on two products in the same Product Group (Equity Index,…
Copy trading	✗ Not allowedCopying, external signals, account sharing and third-party account management are prohibited.	! RestrictedCopying or mirroring your own trades across your own accounts is permitted while the positions are in the same…
Microscalping	! RestrictedAt least 50% of trades and at least 50% of profits must come from positions held longer than 15 seconds.…	! RestrictedFunded accounts only, not evaluations.…
VPN	! RestrictedAllowed for security or connectivity, never to hide identity or bypass jurisdiction restrictions.	! Restricted"You cannot log in with VPN/VPS."…

IQ Capital vs Tradeify: Full Comparison

IQ Capital, based in LC, and Tradeify, founded in 2021, based in US, are both popular choices among futures and crypto and forex prop traders. IQ Capital offers up to not published in funding, while Tradeify provides up to $750,000 across 5 accounts. Both firms support Quantower, Tradovate, TradingView and 1 more platforms.

The verdict

Tradeify is the cheaper way in at $73 true cost versus $135 for IQ Capital. Tradeify returns more to the trader with a 90% profit split. IQ Capital has the stronger reputation with a 4.7/5 trader rating. True cost compares IQ Capital's $50,000 Futures Rapid Daily (1D) account with Tradeify's $50,000 Growth account, after current discounts and activation fees.

Key statistics for IQ Capital and Tradeify
Feature	IQ Capital	Tradeify
Profit Split	80%	90%
Trader rating	4.7/5	4.5/5
Max Funding	not published	$750,000
Entry cost (cheapest account)	$135	$49.50
True Cost (selected account)	$135 · $50,000	$73 · $50,000
Max Drawdown (selected account)	$2,000	$2,000
Daily Loss Limit (selected account)	$1,000	$1,250
Largest Account	$200,000	$300,000
Payout Frequency	Every 1 trading days	Every 5 trading days
Trading days per payout cycle (selected account)	1 trading day	5 trading days
Evaluation Type	1-step, Instant funding	1-step, Instant funding
Platforms	14	9
Discount	up to 80% off	up to 50% off

Where IQ Capital Wins

+Higher trader rating (4.7 vs 4.5)
+Offers daily payouts
+More platform options (14 vs 9)
+Bigger current discount (up to 80% vs up to 50%)

Read the full IQ Capital review for rules, pricing tiers and payout details.

Where Tradeify Wins

+Higher profit split (90% vs 80%)
+Lower entry cost on its cheapest account, a $25,000 ($49.50 vs $135 for a $50,000)

Read the full Tradeify review for rules, pricing tiers and payout details.

Frequently Asked Questions

What is the main difference between IQ Capital and Tradeify?

IQ Capital offers a 80% profit split with 1-step/Instant funding evaluation, while Tradeify offers a 90% profit split with 1-step/Instant funding evaluation. IQ Capital supports 14 trading platforms and Tradeify supports 9. IQ Capital has a trader rating of 4.7/5 compared to Tradeify's 4.5/5.

Which is cheaper, IQ Capital or Tradeify?

Tradeify is cheaper to enter: $72.50 all-in for a $50,000 account, against $135 for IQ Capital's $50,000 account. Both figures are after the current discount and include the activation fee. Entry cost excludes renewals, resets, taxes and optional charges; it is not the total cost of reaching a payout. Both firms offer discounts — IQ Capital at up to 80% off and Tradeify at up to 50% off.

Which has better payout terms, IQ Capital or Tradeify?

IQ Capital pays out every 1 trading days with no published minimum for that selected account, while Tradeify pays out every 5 trading days with a minimum of $500. IQ Capital's selected account requires at least 1 trading day per payout cycle, and Tradeify's selected account requires at least 5 trading days per payout cycle. Qualifying-day profit thresholds, buffers, consistency rules and approval requirements still apply. A trading-day minimum is not a payment-delivery estimate.

Can I use trading bots with IQ Capital and Tradeify?

IQ Capital does not publish a trading-bot policy, while Tradeify allows trading bots under published conditions. On VPNs, IQ Capital permits VPN use under published conditions and Tradeify permits VPN use under published conditions.

IQ Capital vs Tradeify — quick answer

IQ Capital vs Tradeify for 2026: compare evaluation types (1-step, Instant funding vs 1-step, Instant funding), payout cadence for the selected accounts (Every 1 trading days vs Every 5 trading days), platforms, and true challenge cost. Tradeify offers a higher profit split (90% vs 80%). Use the tables below for drawdown, minimum days, and current promotion status before you buy.

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