Tradeify

Once a payout is approved the funds leave the trading account immediately and payment is issued within 24-48 hours; requests submitted outside Monday-Friday 8:00 a.m.-5:00 p.m. EST/EDT may take up to 72 hours. Tradeify publishes no fixed approval window - the Funded Trader Agreement only reserves the right to take up to the end of the next payout cycle to approve, review or deny a request. After funds land in the Rise wallet the trader still withdraws: 1-3 business days by bank, hours by crypto, with Rise onboarding itself instant when automated and 1-3 business days when manually reviewed. Plane is manual, takes up to 7 days and adds roughly a week of setup and verification. On Elite Live a payout requested before the end-of-day drawdown has locked is held and processed the next business day. The homepage markets 1 hour payouts and "paid in minutes"; the help centre and the Funded Trader Agreement both state 24-48 hours. Agreement section 4.4 allows the processing clocks to pause during a notified compliance investigation; review must be completed in a commercially reasonable period. The dedicated Lightning policy says within 24 hours, whereas the general agreement and Growth policy say 24-48 hours.

Two separate verifications. Tradeify identity verification - government ID plus a liveness selfie, run through Sumsub with sanctions, PEP and adverse-media screening re-run on an ongoing basis - is required to activate a funded account: at purchase for instant-funding accounts, after passing for evaluation accounts, and approved before the purchase can be finalised on the Select 300K. It can be started at any time from the dashboard. Payout-provider verification with Rise (ID, proof of address, W-9 for US residents or W-8BEN for international) is a second step required before the first payout and typically takes 1-3 business days. Payouts to a company or LLC require KYB with the payment processor instead.

The trading day follows CME hours: open 6:00 PM ET Sunday-Thursday, close 5:00 PM ET Monday-Friday, with a 5:00-6:00 PM ET maintenance break. A trading day is at least one trade placed between 6:00 PM ET and 5:00 PM ET the next calendar day, so fills at 1:00 AM and 7:00 PM on the same calendar date count as two trading days. Holiday hours are announced only in Discord. On Rithmic, a holiday half-day is not recorded until the next full market close, so the day counts but the credit - and any payout resting on it - posts later. The common-FAQ line saying positions must be closed before 4:59 PM EST is contradicted by the dedicated rules articles, which both say 4:45 PM ET.

The standard allowance is five active simulated funded accounts per individual and household, mixing Growth, Select and Lightning. Up to three Select 300K V2 funded accounts are held on top of those five, for a conditional total of eight; 300K V1 accounts count toward the five. Failed accounts do not count and passed evaluations may be banked, subject to any activation window. Growth evaluations are unlimited. Select 25K-150K purchases are capped at 15 per 30 days and each may be reset up to 10 times per 30 days; 300K purchases are excluded and capped at three per user. Only one customer profile per person is permitted. An active Elite or Legacy Live account blocks simulated accounts across the household.

All sales are final. Tradeify does not offer refunds on any purchases, including account purchases, resets and any other fees, and regardless of whether the account has been traded on. The Funded Trader Agreement treats the service as rendered in full once platform access is granted, and excludes refunds for rule violations, terminations, third-party platform malfunctions and the trader's own connectivity or hardware. The help centre extends the same answer to data-feed interruptions and to Level 2 or EUREX turning out to be unavailable on the broker you chose. Cryptocurrency purchases are additionally non-refundable and non-cancellable for AML reasons. The only carve-out is administrative: if a promo or discount code was not applied to a purchase, support will correct the charge. Filing a chargeback is a Terms of Use violation - every account the user holds is frozen immediately and without notice, the user is permanently banned from purchasing or opening accounts under any identity or payment method, pending payouts are forfeited, and transaction records and platform logs are handed to the payment processor.

At least one trade per week (Monday-Friday), per account rather than per user, on both funded and evaluation accounts; a trade as brief as 5 seconds satisfies it. Tradeify says it will message you before taking action, but the FAQ states an inactive account is deleted after an email warning and that accounts removed for inactivity cannot be reactivated.

Tradeify Elite is the current route from simulated funded to real capital, replacing the Legacy Live program for accounts purchased on or after 3 December 2025; traders holding accounts bought before that date may choose to stay on Legacy Live, which consolidated up to five sim accounts into a single live account with a carried-forward balance. Traders become eligible for consideration at 3 approved payouts on one account or 10 payouts in total since the last live transition, but the thresholds are a minimum for consideration, not automatic qualification - Tradeify selects holistically on consistency, risk management and behaviour, and once selected the transition is mandatory and cannot be declined. Every funded account that has taken at least one payout converts into its own Elite Live account, up to five; accounts with no payout do not convert, and all remaining sim and evaluation accounts close. A trader placed in Elite-Only Mode can buy only from a restricted catalogue and goes straight to a live account on passing a Select evaluation.

Supported exchanges are CME, COMEX, NYMEX and CBOT, plus EUREX, which needs an additional exchange subscription and is only reachable on Tradovate; EUREX contracts trade in euros and settle in USD, so P&L and balance differ by the conversion. Commissions are per contract, round trip, and include exchange, NFA, clearing and broker fees: ES/NQ/YM/RTY $5.76, EMD $5.66, MES/MNQ/MYM/M2K $1.82, MGC/MCL $2.12, M6A/M6E $1.60, CL $6.00, NG $6.20, QM $5.40, QG $4.00, GC/SI/HG $6.20, QO/QI $5.00, 6A/6B/6C/6E/6J $6.20, 6S $10.20, ZW $17.20, ZS $15.20, LE $11.20, HE/ZM $9.20, GF/ZC/ZL $7.20; EUREX products are priced in EUR (FDAX 5.94, FESX 4.12, FDXM 3.72, FDXS 1.42, FSXE 1.34, FGBS 7.70, FGBM 5.70, FGBL 3.70). CL is listed at $5.66 in the pricing reference and $6.00 in the commissions article; the commissions article is the schedule the pricing reference itself points to, and $5.66 is the EMD row in that same table. Ten micros cost far more than one mini (10 MES = $18.20 versus 1 ES = $5.76). No cryptocurrency or Bitcoin futures, no cash stocks, forex or options. Single Stock Futures are offered but carried on Tradovate only. There is no micro silver - SI is the full-size 5,000 oz COMEX contract and MGC (gold) is the only micro metal Tradeify supports; E-Mini Silver (QI, $5.00 round trip) appears in the fee schedule and the contract-selection calendars but not in the supported-products tables, which the article says are definitive. Positions are limited by account size at a 10 micros = 1 mini ratio, and traders must use the active front-month contract identified in the CME "GLOBEX CODE" column; expired contracts and non-market fills are separately prohibited by clause 6.11 of the Funded Trader Agreement. The Tradovate API is available on live funded accounts only.