Lucid Trading sells one-time-fee simulated futures evaluations and straight-to-funded accounts across four product lines, trading as Lucid Trading Group LLC, with a documented path from simulated payouts to a real brokerage account under LucidLive.
The listed Lucid Trading promo code is LUMI for up to 50% off on eligible Lucid Trading evaluations. Enter LUMI at checkout and confirm the selected account terms. Code evidence varies or is not recorded. A completed checkout test is not established for every listed offer. Confirm the selected account's price and code terms at checkout.
LUMI is Funded.Now’s house code, associated with LumiTraders. The named prop firm sells the account; Funded.Now may earn a commission. See eligible LUMI accounts and offer evidence
Plaid instant bank transfer (U.S. traders)WorkMarket by ADP - bank transfer (U.S. and international)WorkMarket by ADP - PayPal (U.S. and international)Crypto: BTC (international traders)Crypto: ETH (international traders)Crypto: LTC (international traders)Crypto: USDT (international traders)Crypto: USDC (international traders)
These answers cover the simulated funded stage, not evaluation or live accounts. Other sizes and plans differ.
What are the LucidFlex 50K payout requirements?
Each cycle requires 5 qualifying days of at least $150 net profit and positive cycle profit. Requests start at $500; the first-request ceiling is 50% of profit, capped at $2,000. The trader share is 90%.
No. Hypothetical example: 5 days × $150 net = $750. The request ceiling is $375, below the $500 minimum. These are account profits, not a guaranteed payment.
What resets after a LucidFlex payout?
After each approved payout, you must earn the qualifying days again and have positive net profit in the next cycle. LucidFlex has no required buffer balance. Its published maximum applies to every request, not just the first. Trading before processing can reduce eligibility if the balance falls below the required amount.
How does LucidDaily 50K differ?
LucidDaily requires profit above its $52,100 buffer balance and positive profit between requests. The minimum request is $500. Daily eligibility does not mean immediate bank receipt.
No. With a $52,100 buffer balance and a $500 minimum request, a hypothetical account balance of $52,600 leaves $500 above the buffer. You also need positive profit since the last payout and must meet the account rules. The buffer itself cannot be withdrawn; a balance drop before processing can cause denial.
When does an approved Lucid payout arrive?
Lucid states that Flex and Daily payouts reach the payment method within two business days after approval. Qualification, approval and transfer are separate steps.
Payout sources checked: . This source check does not verify a discount code at checkout. Trading rules and the account agreement still apply.
Refunds: None — all sales are final. See Policies & Conditions below.
Lucid Trading discount code LUMI: prices by plan
LUMI is listed for eligible Lucid Trading accounts. These examples show one account per eligible plan, with the initial fee, separate activation charge and price basis. Other sizes and options can differ.
Select the Lucid plan, account size and daily loss limit option you want to buy. LUMI prices vary by configuration; the example for one option is not the price for every account. Open a plan below to compare its options, evaluation rules and funded payout conditions.
Code evidence varies or is not recorded. A completed checkout test is not established for every listed offer. Confirm the selected account's price and code terms at checkout.
Code evidence varies or is not recorded. A completed checkout test is not established for every listed offer. Confirm the selected account's price and code terms at checkout.
Code evidence varies or is not recorded. A completed checkout test is not established for every listed offer. Confirm the selected account's price and code terms at checkout.
Code evidence varies or is not recorded. A completed checkout test is not established for every listed offer. Confirm the selected account's price and code terms at checkout.
Enter LUMI in the firm’s checkout and check the final price. A better automatic sale is shown separately and is not an extra LUMI saving. Renewals, resets, payout conditions and country restrictions can change the total cost and suitability. Prices are in USD; account sizes are nominal balances. Funded.Now may earn a commission from eligible purchases.
Each example below belongs to one specific account. Other sizes and variants can have different limits, fees and payout conditions. A payout cadence is not a promise that a new account is immediately eligible.
This example uses LucidFlex, a single 50K account, at regular catalog fees before discounts. The daily loss limit option is enabled in this example.
Initial evaluation fee
$146.00
Regular reset fee
$90.00
Two months, one reset, then activation
$236.00
This model counts one initial purchase, one paid reset and regular activation after passing. It does not add a monthly subscription charge.
Promotions may lower these figures. Taxes, commissions, optional platform or data charges, and funded-account resets are excluded. Passing and payout eligibility remain separate requirements.
Daily loss limit: On or offChosen at checkout — Daily Loss Limit.
Minimum trading days: 1
Time limit: None
Resets: Allowed
Scaling: None
Additional Rules
News trading allowed: Yes
Daily Loss Limit on/off cannot be changed after purchase: A different configuration requires buying a new LucidPro evaluation.
Funded upgrade timing: 5–30 minutes after hitting the profit target
Automated strategies and trade copiers: allowed
Flipping and scaling into trades (DCA): allowed
Soft Breaches
Daily Loss Limit reached (DLL-on configurations only): Restricted from placing additional trades until the next trading session; the account is only lost if the Max Loss Limit is also reached.
Open positions at 4:45 PM EST (Monday–Friday): Lucid auto-closes any open position at 4:45 PM EST; the session ends there and trading resumes at 6:00 PM EST Sunday–Thursday.
Hard Breach Rules
Balance reaches the end-of-day trailing Max Loss LimitAccount is breached; a paid reset restores the original starting conditions.The MLL trails the highest closing balance until the Initial Trail Balance ($26,100 / $52,100 / $103,100 / $154,600), then locks at the starting balance plus $100 ($25,100 / $50,100 / $100,100 / $150,100).
Hedging opposing positions across accounts, users or firms, including correlated contracts (e.g. long ES in one account, short NQ in another)Email notice and the involved accounts are reset to the prior day's balance; repeated offenses breach all involved accounts and may permanently restrict the trader.Long minis against short micros of the same contract inside one account is allowed; the same split across separate accounts is prohibited. Severity reflects the repeat-offense outcome, not the first-offense reset.
High-frequency tradingWritten warning on the first offense; repeated offenses remove all HFT profits, close the accounts and permanently restrict the trader.Detected by automated risk systems; traders may appeal a flag they believe is incorrect.
Microscalping — more than 50% of profits from trades held 5 seconds or lessFlag triggers a manual review; confirmed bad faith earns a written warning, and continued behavior forfeits all microscalping profits and may permanently restrict the trader.Genuine scalping that reflects realistic execution is allowed.
Exploiting system errors, update delays or simulated-price discrepanciesTreated as a violation of the trade-with-integrity standard and can trigger account review; a rule violation also voids payout eligibility.
No trade producing at least $1 of net profit or loss within 30 calendar daysAccount is deemed abandoned and permanently deleted.A breached evaluation is also deleted automatically after 30 days if it is not reset; a reset can be purchased at any point before that.
Consistency
40%
Daily Loss Limit
Optional
Buffer
Max loss + $100
Payout Cadence
On demand
Funded Guidelines
Account type: Simulated funded
Drawdown: End of Day
Consistency: 40% per payout cycleLargest Single Day Profit / Account Profit during the payout cycle
Daily loss limit: On or offChosen at checkout — Daily Loss Limit.
Scaling: None
Additional Rules
Max Loss Limit lock: Locks at starting balance + $100 once the account closes above the Initial Trail Balance
Minimum profit goal between payouts: $250 / $500 / $750 / $1,000 by size
Payout requests cannot be edited or canceled: Yes
Trading before payout approval: A trade that drops the balance into the buffer before approval can get the request denied
Transition to LucidLive: Enters the live review pool after Payout 5; all transitions at the risk team's discretion
News trading allowed: Yes
Soft Breaches
Daily Loss Limit reached (DLL-on configurations only): Restricted from placing additional trades until the next trading session; the account is only lost if the Max Loss Limit is also reached.
Open positions at 4:45 PM EST (Monday–Friday): Lucid auto-closes any open position at 4:45 PM EST; the session ends there and trading resumes at 6:00 PM EST Sunday–Thursday.
Hard Breach Rules
Balance reaches the end-of-day trailing Max Loss LimitAccount is breached and closed.The MLL trails the highest closing balance until the Initial Trail Balance ($26,100 / $52,100 / $103,100 / $154,600), then locks at the starting balance plus $100 ($25,100 / $50,100 / $100,100 / $150,100).
Hedging opposing positions across accounts, users or firms, including correlated contracts (e.g. long ES in one account, short NQ in another)Email notice and the involved accounts are reset to the prior day's balance; repeated offenses breach all involved accounts and may permanently restrict the trader.Long minis against short micros of the same contract inside one account is allowed; the same split across separate accounts is prohibited. Severity reflects the repeat-offense outcome, not the first-offense reset.
High-frequency tradingWritten warning on the first offense; repeated offenses remove all HFT profits, close the accounts and permanently restrict the trader.Detected by automated risk systems; traders may appeal a flag they believe is incorrect.
Microscalping — more than 50% of profits from trades held 5 seconds or lessFlag triggers a manual review; confirmed bad faith earns a written warning, and continued behavior forfeits all microscalping profits and may permanently restrict the trader.Genuine scalping that reflects realistic execution is allowed.
Exploiting system errors, update delays or simulated-price discrepanciesTreated as a violation of the trade-with-integrity standard and can trigger account review; a rule violation also voids payout eligibility.
No trade producing at least $1 of net profit or loss within 30 calendar daysAccount is deemed abandoned and permanently deleted.Traders are not required to trade daily or weekly, only often enough to avoid the dormancy flag.
Policies & Conditions
Payout Summary
Payout methods
Plaid instant bank transfer (U.S. traders)
WorkMarket by ADP - bank transfer (U.S. and international)
WorkMarket by ADP - PayPal (U.S. and international)
Crypto: BTC (international traders)
Crypto: ETH (international traders)
Crypto: LTC (international traders)
Crypto: USDT (international traders)
Crypto: USDC (international traders)
Payout Processing Time
Review & approval — Not published
Transfer once approved — 0–2 business days
Plan payout articles state disbursement to the payment method within 2 business days after approval, with account deduction within minutes. Marketing advertises about 15 minutes average; that is not a minimum or guaranteed maximum. No separate review duration is stated. WorkMarket may arrive as early as the next business day.
KYC Verification
Required
Verification is tied to getting paid, not to purchase - Lucid publishes no identity check at signup for individual traders. WorkMarket payouts require the trader to complete KYC with WorkMarket directly before Lucid can send funds; LucidDaily live sub-accounts release simulated profits above the buffer only once KYC with the broker partner is complete and the sub-accounts are approved. Business-registered profiles must email proof of incorporation, proof of ownership and a government-issued photo ID for every 25%-or-greater owner before payouts are enabled.
Trading Hours
Positions must be flat by — 4:45 PM EST, Monday through Friday
New trading day starts — 6:00 PM EST, Sunday through Thursday
Applies to LucidPro, LucidFlex and LucidDirect: any position still open at the cutoff is auto-closed by Lucid, and holding past it does not fail the account. On market holidays with altered closing times, positions must be flat before the market closes regardless of the usual 4:45 PM cutoff. LucidLive accounts may hold until 4:45 PM EST on Tradovate Live or 4:15 PM EST on Rithmic Live, with an optional auto-liquidate configured during onboarding.
Account Limits
Funded accounts at once — 5 per household or family
Evaluation accounts at once — 10 per household or family
Up to 10 active evaluation accounts and up to 5 active funded accounts per household or family, with a shared ceiling of 10 accounts across the two, so 5 funded accounts leave room for 5 evaluations in reserve - and reserve evaluations may still be traded. The 5 funded slots are pooled across product lines: 3 LucidDirect accounts leave room for only 2 LucidPro funded accounts. LucidLive is capped separately at 5 accounts per household, and while one household member is trading live no one in that household may trade simulated accounts. LucidMaxx holders may continue trading and resetting existing LucidMaxx evaluations alongside their own live account, but cannot buy new LucidMaxx evaluations while live.
Refund Policy
Non-refundable
Strict no-refund policy on any account that has been traded, regardless of how many trades were placed, the result, or technical issues encountered - services are treated as rendered in full the moment account access is granted. Lucid may, at its sole discretion, consider a refund on an account that has never been traded, so there is no refund right a buyer can rely on. No refund eligibility exists where there has been an account violation, disqualification or breach of the Terms of Use. Traders agree not to initiate chargebacks; a fraudulent chargeback brings a permanent ban and possible recovery action. Liability is capped at the greater of $100 or the amount paid in the preceding month, with no compensation for isolated technical issues (data feeds, platforms, copiers, third-party software, connectivity or slippage). One narrow exception sits outside the refunds page: when a trader is moved live, a funded account with zero payouts is closed and that account's evaluation cost is refunded.
Inactivity
Must trade at least once every — 30 days
Status — Restricted
Daily or weekly trading is not required, but an account that has not been traded to at least a net profit or loss of $1 within 30 calendar days is deemed abandoned and permanently deleted. Separately, a breached evaluation is auto-deleted 30 days after the breach unless it is reset first; a reset can be bought at any point before that, and breached accounts can also be removed by hand from the dashboard.
Path to Live Capital
Available
LucidLive moves a sim-funded trader onto real brokerage capital. Lucid's risk team continuously monitors performance and every transition is discretionary - Payout 5 is described as the maximum payout level on a plan, not a guaranteed minimum for live eligibility. Every eligible funded account with at least one payout becomes one live account, all remaining simulated accounts are closed at the same time, and live accounts start at a $0 balance with a size-scaled drawdown, daily payouts and no consistency rule.
What gets you there
Receiving the final payout (Payout 5) on the plan
Having been paid out a significant amount of capital lifetime
Exceptional performance in sim funded
Having previously been moved live
Each funded account must have received at least one payout to qualify
All live transitions occur at the discretion of the Lucid risk team
What changes once live
One live account per eligible funded account; all remaining simulated prop accounts are closed at the same time, and a funded account with zero payouts is not moved live and has its evaluation cost refunded
Every live account starts at a $0 balance
Payouts become daily, with no payout windows
Drawdown is end-of-day and there is no daily loss limit
Consistency requirements no longer apply at live, whatever the sim plan was
Starting live drawdown is set by the funded account size: $1,000 on 25K, $2,000 on 50K, $3,000 on 100K, $4,500 on 150K
Maximum live contracts are set by size (2 minis or 20 micros on 25K up to 10 minis or 100 micros on 150K) and then move up and down at the end of each trading day with account profit under the live scaling plan; COMEX is capped lower than CME, CBOT and NYMEX at every tier, and CBOT and NYMEX are also cut at the top 150K tiers
The Max Loss Limit trails the highest closing balance and then locks at $100 once live profits equal the starting live drawdown - or immediately if a payout is requested before that point
A one-time Live Bonus of $1,000 to $4,500 per account by size, subject to the 90/10 split, is paid on the first trip live to traders who have never held a Legacy Live account and do not hold LucidMaxx status; LucidDaily transitions are also excluded
Swing trading is not allowed; positions must be closed by 4:45 PM EST on Tradovate Live or 4:15 PM EST on Rithmic Live, with an optional auto-liquidate configured at onboarding
Hedging a live account is strictly prohibited by both Lucid and the CME and brings a permanent ban
While a household member is trading live, no one in that household may trade simulated accounts
Blowing a live account brings a standard 2-week cooldown before a new evaluation may be purchased, longer at the risk team's discretion for reckless behaviour
The first-trip Live Bonus table requires closing live profits of $1,100/$2,100/$3,100/$4,600 by account size; these published targets are starting drawdown plus $100. LucidDaily receives no live bonus.
Instruments
Approved instruments — 34
Symbol
Name
Exchange
ES
E-mini S&P 500 Futures
CME
MES
Micro E-mini S&P 500 Index Futures
CME
NQ
E-mini Nasdaq-100 Futures
CME
MNQ
Micro E-mini Nasdaq-100 Index Futures
CME
RTY
E-mini Russell 2000 Index Futures
CME
M2K
Micro E-mini Russell 2000 Index Futures
CME
NKD
Nikkei/USD Futures
CME
YM
E-mini Dow ($5) Futures
CBOT
MYM
Micro E-mini Dow Jones Industrial Average Index Futures
CBOT
6A
Australian Dollar Futures
CME
6B
British Pound Futures
CME
6C
Canadian Dollar Futures
CME
6E
Euro FX Futures
CME
6J
Japanese Yen Futures
CME
6S
Swiss Franc Futures
CME
6N
New Zealand Dollar Futures
CME
CL
Crude Oil Futures
NYMEX
MCL
Micro Crude Oil
NYMEX
QM
E-mini Crude Oil Futures
NYMEX
QG
E-mini Natural Gas Futures
NYMEX
NG
Henry Hub Natural Gas Futures
NYMEX
PL
Platinum Futures
NYMEX
HG
Copper Futures
COMEX
GC
Gold Futures
COMEX
MGC
Micro Gold Futures
COMEX
SI
Silver
COMEX
HE
Lean Hog Futures
CME
LE
Live Cattle Futures
CME
ZS
Soybean Futures
CBOT
ZC
Corn Futures
CBOT
ZL
Soybean Oil Futures
CBOT
ZM
Soybean Meal Futures
CBOT
ZW
Chicago SRW Wheat Futures
CBOT
SIL
Micro Silver
COMEX
34 approved futures products across CME, CBOT, NYMEX and COMEX, each with a published per-side commission per contract: $1.75 on the equity index minis (ES, NQ, RTY, NKD, YM) and $0.50 on the micros (MES, MNQ, M2K, MYM, MCL); $2.40 on all seven FX futures (6A, 6B, 6C, 6E, 6J, 6S, 6N); $2.00 on CL, QM and NG with $1.30 on QG; $2.30 on PL, HG, GC and SI, $0.80 on MGC and $1.60 on SIL; $2.80 on the grains and livestock (HE, LE, ZS, ZC, ZL, ZM, ZW). Lucid publishes no tick sizes or point values, and states no front-month-only restriction. Live accounts apply reduced position sizing on certain extremely volatile contracts and a lower contract ceiling on COMEX products than on CME, CBOT and NYMEX.
Phase Transition
What changes from Evaluation to Funded on the LucidPro 25K account
Conditions are similar between phases
1improvements1stricter1unchanged
EvaluationFunded
Profit Target
No profit target in funded phase - trade freely!
$1,250None
Daily Loss Limit
The firm does not publish this figure
Not published$600
Consistency Rule
A 40% consistency rule starts on the funded account
None40%
Restricted Countries
Lucid Trading is not available in 81 countries and regions
Traders from these countries cannot participate in evaluations
AfghanistanAlbaniaAlgeriaAngolaBahamasBarbadosBelarusBelizeBosnia and HerzegovinaBotswanaBulgariaBurkina FasoBurundiCambodiaCentral African RepublicCongoCote d'IvoireCubaDemocratic Republic of the CongoEcuadorEthiopiaGhanaGuineaHaitiIcelandIndonesiaIranIraqJamaicaKazakhstanKenyaKosovoKyrgyzstanLaosLebanonLiberiaLibyaLithuaniaMaliMauritiusMongoliaMontenegroMoroccoMozambiqueMyanmarNamibiaNicaraguaNigeriaNorth KoreaNorth MacedoniaPakistanPanamaPapua New GuineaPhilippinesRussiaSenegalSerbiaSeychellesSloveniaSomaliaSouth AfricaSouth SudanSri LankaSudanSyriaTanzaniaTrinidad and TobagoTunisiaTurkeyUgandaUkraineUkraine (UA-09)Ukraine (UA-14)Ukraine (UA-40)Ukraine (UA-43)Ukraine (UA-65)UzbekistanVenezuelaVietnamYemenZimbabwe
How Lucid Trading applies this list
The article bars citizens as well as residents: "If you are a citizen or resident of any of the countries listed below, you are not eligible to use Lucid Trading services" - an eligibility bar on the person, not a trading-hours or product restriction.
Kosovo is on the firm's restricted list.
The firm's list names Ukraine as a whole country and also names Crimea, Donetsk, Kherson, Luhansk and Sevastopol separately, so those five areas are already covered by the country-wide entry.
The list prints "Papua" and "New Guinea" on consecutive lines; read as the single country Papua New Guinea (PG), as no separate country named "Papua" exists. That reading is what makes the 82 printed lines resolve to 76 countries plus 5 regions.
This list may change. Please verify eligibility directly with Lucid Trading before purchasing.
Our research record includes 53 source pages. Code terms, external ratings and individual rules may have different evidence and check dates.
Rating
4.4
6,735 reviews
1+
Years Active
Not published
Headquarters
Not published
CEO / Founder
Firm research checked
Trust Indicators
2/5 criteria met
Established Business
1+ years
Leadership Transparency
Not published
Multi-channel Support
6 channels
Account Limits
5 funded · 10 eval / household
Refund Policy
All sales final
Path to Live Capital
Offered
LucidLive moves a sim-funded trader onto real brokerage capital. Lucid's risk team continuously monitors performance and every transition is discretionary - Payout 5 is described as the maximum payout level on a plan, not a guaranteed minimum for live eligibility. Every eligible funded account with at least one payout becomes one live account, all remaining simulated accounts are closed at the same time, and live accounts start at a $0 balance with a size-scaled drawdown, daily payouts and no consistency rule.
Refunds
Strict no-refund policy on any account that has been traded, regardless of how many trades were placed, the result, or technical issues encountered - services are treated as rendered in full the moment account access is granted. Lucid may, at its sole discretion, consider a refund on an account that has never been traded, so there is no refund right a buyer can rely on. No refund eligibility exists where there has been an account violation, disqualification or breach of the Terms of Use. Traders agree not to initiate chargebacks; a fraudulent chargeback brings a permanent ban and possible recovery action. Liability is capped at the greater of $100 or the amount paid in the preceding month, with no compensation for isolated technical issues (data feeds, platforms, copiers, third-party software, connectivity or slippage). One narrow exception sits outside the refunds page: when a trader is moved live, a funded account with zero payouts is closed and that account's evaluation cost is refunded.
Trading Analytics
Estimate costs, risk and payout timing using the selected plan. Prices and trading rules are available in the sections above.
Reviews & Verdict
Lucid Trading sells one-time-fee simulated futures evaluations and straight-to-funded accounts across four product lines, trading as Lucid Trading Group LLC, with a documented path from simulated payouts to a real brokerage account under LucidLive. Its differentiators are operational rather than structural: an advertised 15-minute average payout with no payout windows, 5-30 minute activations, no monthly billing and no activation fee. The rulebook is unusually explicit - separate articles define hedging, high-frequency trading and microscalping with the exact detection thresholds and the enforcement ladder - and it is permissive where many firms are not: DCA, trade copiers, automation, genuine scalping and even flipping for minimum trading days are all allowed, and news trading is barred only on LucidDaily. The costs sit elsewhere. The restricted-country list is one of the longest in the sector at 76 countries plus five Ukrainian regions, and it excludes citizens as well as residents. Refunds are effectively unavailable once an account is traded. Every position must be flat by 4:45 PM EST, so no overnight or weekend exposure is possible on any plan. And the live transition, which is the firm's headline promise, is entirely at the risk team's discretion and closes every remaining simulated account when it happens - reaching Payout 5 is described as the ceiling of a plan, not an entitlement to real capital.
The Upside
What we love
Payouts are advertised at roughly a 15-minute average once approved, with no payout windows - fast for the sector, though Lucid publishes no separate approval or review time and the WorkMarket rail is separately described as arriving as early as the next business day.
Withdrawal rails cover both US and international traders: Plaid instant bank transfer for US accounts, WorkMarket by ADP (bank transfer or PayPal) for everyone, and five crypto assets for international traders.
Twelve platforms across two data vendors (CQG for NinjaTrader, Tradovate and TradingView; Rithmic for MotiveWave, Quantower, Tradesea, Sierra Chart, Jigsaw, Bookmap, ATAS, R|Trader Pro and MultiCharts), and the article states all of them work on every account type rather than being tiered by plan.
Automation is genuinely permitted: automated systems and trade copiers are allowed outright with no case-by-case approval, provided the automation stays clear of the high-frequency-trading ban and the trader accepts responsibility for software failures.
Entry method is unconstrained: scaling in and dollar-cost averaging carry no limits at all, and martingaling is discouraged in writing without being defined as a breach.
News trading is allowed on LucidPro, LucidFlex and LucidDirect, so only the LucidDaily line carries the red-folder restriction that many competitors apply firm-wide.
The prohibited behaviours are quantified rather than left vague - microscalping is flagged at more than 50% of profits from trades held five seconds or less - and both the HFT and microscalping articles publish a warning-first enforcement ladder with an appeal route.
The route to real capital is written down rather than implied: LucidLive publishes the starting live drawdown and contract limit per account size, a profit-linked scaling table by exchange, the $100 Max Loss Limit lock, and a one-time bonus of $1,000-$4,500 per account at a 90/10 split.
Household capacity is enough to run a portfolio: up to 10 evaluations and 5 funded accounts, the 5 funded slots poolable across product lines, and reserve evaluations may still be traded while funded accounts run.
The approved product list is broad for a futures prop firm - 34 contracts spanning indices, FX, energy, metals, grains and livestock - and every symbol carries a published per-side commission, so trading costs can be modelled before purchase.
The Downside
Room for improvement
The eligibility bar is unusually wide and follows the passport, not the address: 76 countries plus five Ukrainian regions are excluded - reaching well beyond sanctioned jurisdictions into Iceland, Lithuania, Slovenia, Bulgaria, Turkey, Indonesia, the Philippines, South Africa and Ecuador - and the article bars citizens as well as residents, so a trader living in an accepted country can still be excluded by the passport they hold.
Refunds are effectively unavailable: any account that has been traded is non-refundable regardless of result or technical fault, and a refund on an untraded account is discretionary rather than a right.
Every position must be flat by 4:45 PM EST Monday to Friday and is force-closed at that time, with holiday sessions bringing the cutoff forward - which rules out any overnight, weekend or multi-session strategy on the sim plans and bars swing trading on LucidLive too.
The hedging ban reaches beyond a trader's own Lucid accounts to positions held at other firms and platforms and to merely correlated instruments (long ES in one account, short NQ in another), which is hard for a multi-firm trader to police and ends in permanent restriction on repeat.
Dormancy is punished by deletion, not suspension: 30 calendar days without a trade producing at least $1 of net profit or loss and the account is deemed abandoned and permanently deleted, and a breached evaluation is auto-deleted 30 days after the breach unless a reset is bought first.
The live transition is discretionary throughout - the risk team decides and Payout 5 is explicitly framed as the top of a plan rather than a guarantee of real capital - and when it does happen it is all-or-nothing: every eligible funded account moves at once and all remaining simulated accounts are closed, so reserve evaluations are forfeited and a funded account with zero payouts gets only its evaluation cost back.
Limits are enforced per household rather than per trader, and once one household member is trading live no one else in that household may trade simulated accounts at all.
Card payments only - Visa, Mastercard, Amex, Discover, Diners Club and Maestro - with no crypto, PayPal or bank-transfer option at purchase, even though crypto and PayPal are offered on the way out.
KYC is deferred to the payout stage rather than done at signup, so a trader can buy, pass and trade before discovering that WorkMarket or the broker partner will not verify them.
Support is weekdays only - 24-hour coverage five days a week with a stated 2-4 hour typical response - so a weekend problem waits until Monday even though the session reopens Sunday at 6:00 PM EST.
LucidPro
1-step
The Upside
What we love about this plan
One-time evaluation fee with no monthly rebilling and no time limit to reach the profit target.
The evaluation carries no consistency rule, and the firm states the target can be hit in a single trading day.
No activation fee to move from a passed evaluation to the funded account, and the upgrade is processed within 5–30 minutes.
Full contract size is available from the first funded trade; there is no scaling plan or tier table to climb.
Drawdown is end-of-day only, and the funded max loss stops trailing permanently at the starting balance plus $100 once the account clears its Initial Trail Balance.
Hitting the daily loss limit is a soft breach: trading is locked until the next session and the account survives as long as the max loss holds.
The Downside
What to weigh up on this plan
A 40% largest-day consistency rule applies to every payout cycle and resets after each payout, so one outsized day blocks the request until more days are added.
Payouts are capped by payout number — $1,000–$3,000 on the first and $1,500–$3,500 on payouts two to five — regardless of how much profit is in the account.
Profit must clear a buffer of max loss plus $100 that can never be withdrawn; with the $500 minimum, a $25K account needs $1,600 of profit before its first request.
Each cycle also needs the size-specific minimum profit goal ($250–$1,000) re-earned after every payout, plus 3 days between payouts.
The simulated stage ends after five payouts, and what follows is a discretionary live review rather than a guaranteed live account.
Max loss is tight relative to account size: 4% on the $25K and 3% on the $150K.
LucidFlex
1-step
The Upside
What we love about this plan
One-time fee with no monthly rebilling and no deadline on the evaluation - a slow month costs nothing beyond the original purchase, subject only to the 30-day inactivity rule.
No activation fee to convert a passed evaluation into a funded account, so the purchase price is the whole cost of getting funded.
The funded account carries no consistency percentage, so a single outsized day cannot block a payout the way it can block the evaluation pass.
No buffer balance has to be left in the account after a payout, unlike funded models that hold back the max-loss cushion.
A flat 90/10 split on every funded payout, with no reduced first-chunk tier.
Payouts are on demand - no fixed window or waiting period once the five qualifying days and positive cycle profit are in place.
The Downside
What to weigh up on this plan
The 50% consistency rule means no single day may be more than half of total profit, so the evaluation cannot be passed in one session however large the win; Lucid's own cushion is framed around two days.
Drawdown trails end-of-day closing balances in both phases and only locks once the account clears the Initial Trail Balance, so intraday give-back is unprotected and early profit does not create permanent room.
Requesting a payout permanently locks the max loss at the starting balance plus $100, discarding drawdown headroom earned before the request.
Every payout is capped at 50% of profit and at a flat per-size dollar ceiling ($1,000 at 25K to $3,000 at 150K) that never rises, so a large balance cannot be withdrawn quickly.
Each cycle needs five separate days clearing a per-size profit floor of $100 to $250, and the counter restarts after every approved payout.
The $500 minimum request combined with the 50%-of-profit cap means a 25K trader needs roughly $1,000 of profit banked before any payout is possible.
LucidDaily
1-step
The Upside
What we love about this plan
Payouts can be requested on any day both criteria are met — Lucid publishes no fixed payout window and no minimum number of trading days between requests.
No per-request payout cap: the maximum is whatever sim profit sits above the buffer, against a $500 request minimum.
The consistency rule stops at the evaluation, so a single outsized day does not block a withdrawal the way it blocks the pass.
The buffer is max loss plus a flat $100 rather than a percentage — $26,100 on a 25K account, $154,600 on a 150K — so the amount locked away does not grow with profit.
Profit split is a flat 90/10 with no reduced first chunk.
The evaluation carries no time limit and bills once, so a failed month costs a reset fee rather than a rolling subscription.
The Downside
What to weigh up on this plan
Trading U.S. high-impact red-folder news in a funded account is a hard breach and the account is lost; the trader must be flat from one minute before to one minute after the release. Lucid's other plans allow news trading.
Paying the end-of-day premium buys nothing after the evaluation: every funded account trails intraday regardless of the configuration purchased.
A day that meets the Maximum Daily Profit ($6,000 on 25K up to $12,000 on 150K) does not pay more — it automatically moves the trader live and ends the sim-funded account.
Sim profit paid out on the move to live is capped at $15,000 in total across every account held, so running several large accounts does not raise the ceiling, and anything above it is forfeited.
Profit inside the buffer is unreachable, and a trade taken before a request is processed that drops the balance back into the buffer can get the request denied.
The $500 payout minimum applies per account, so a small funded account has to build meaningful profit above the buffer before daily payouts mean anything.
LucidDirect
Instant funding
The Upside
What we love about this plan
No evaluation stage: the purchase opens the funded account directly, and the firm's homepage FAQ puts the gap between payment and the first trade at 5 to 15 minutes.
The $25,000 size carries no daily loss limit of any kind, so the $1,000 max loss is the only limit a bad day can hit.
Once an account closes above its initial trail balance the fixed DLL is replaced by 60% of the highest end-of-day profit, and that figure ratchets up only, so a profitable account keeps widening its own daily room.
Hitting the daily loss limit is a soft breach: trading stops until the next session and the account survives as long as the max loss limit is untouched.
No scaling plan - the full contract ceiling (2 minis at $25K up to 10 minis at $150K) is available on the first trade rather than unlocked by profit tiers.
Drawdown is measured end of day, so an intraday excursion that recovers by the close does not count against the max loss.
The Downside
What to weigh up on this plan
Entry costs roughly 2.5x the comparable evaluation: $329 at $25K against $123 for a LucidPro evaluation carrying the same $1,000 max loss.
The 20% consistency percentage is the tightest Lucid publishes (LucidPro 40%, LucidFlex and LucidDaily 50%), so a single day worth more than a fifth of cycle profit blocks payouts until later days dilute it.
The first payout needs 6% of account size in profit - $1,500 on a $25K, $9,000 on a $150K - before a single dollar can be withdrawn.
Each request is capped by payout number ($1,000 every time at $25K, $2,000 rising to $2,500 at $50K), so profit can accumulate faster than it can be withdrawn.
The plan tops out at five payouts, after which continuation depends on a discretionary risk-team decision to move the trader live rather than a published entitlement.
Five days must pass before each payout request - against three on LucidPro - and the card that publishes the number does not say whether it counts trading days or calendar days.
4.4/ 5.0
Independent platform rating(6,735 reviews)
Rating from an independent review platform.
Frequently Asked Questions
Is Lucid Trading a legitimate prop firm?
This page compares the published account information available for Lucid Trading; it does not guarantee reliability or future payouts. The recorded founding year is 2025. Read the official sources, account restrictions and evidence dates on this page before deciding. An external rating or an affiliate relationship is not a guarantee that an account is suitable for you.
How much does a Lucid Trading evaluation cost?
A Lucid Trading evaluation costs between $44.50 and $418 with code LUMI (up to 50% off), depending on account size and plan.
What is the Lucid Trading promo code?
The listed Lucid Trading code is LUMI. Listed savings are up to 50% off on eligible accounts; the account table shows the applicable price and code. A completed checkout test is not established for every listed offer. Confirm the selected account's price and code terms at checkout. Confirm eligibility, billing, activation fees and the final total at checkout.
How much can I save with the Lucid Trading discount code?
The listed Lucid Trading code is LUMI. Listed savings are up to 50% off on eligible accounts; the account table shows the applicable price and code. A completed checkout test is not established for every listed offer. Confirm the selected account's price and code terms at checkout. Confirm eligibility, billing, activation fees and the final total at checkout. The lowest listed account price with its applicable code is $44.50, before separate fees.
What plans does Lucid Trading offer?
Lucid Trading lists 4 plans. LucidPro, LucidFlex and LucidDaily are 1-step evaluations. LucidDirect is instant funding — there is no evaluation to pass.
What is the profit split at Lucid Trading?
Lucid Trading offers a profit split up to 90%. Every plan listed here pays the same split.
When can I withdraw profits from Lucid Trading?
Payouts at Lucid Trading are processed daily or on demand, depending on the plan. Approved requests are transferred in up to 2 business days. The number of qualifying days and the minimum profit needed before you can request a payout differ by plan — both are in the payouts section on this page.
How does the drawdown work at Lucid Trading?
Lucid Trading uses End of Day drawdown in the evaluation and End of Day or Intraday drawdown once funded. Which model applies depends on the plan you buy. The maximum loss for each account size is in the prices and rules tables on this page.
Does Lucid Trading allow scalping and news trading?
Scalping is prohibited. News trading is restricted. Both rules carry conditions that can differ by plan — the firm's own wording is in the rules and firm policy sections on this page.
What platforms can I use with Lucid Trading?
Lucid Trading supports the following trading platforms: NinjaTrader, Tradovate, TradingView, MotiveWave, Quantower, Tradesea, Sierra Chart, Jigsaw, Bookmap, ATAS, R|Trader Pro, MultiCharts.
How many accounts can I have with Lucid Trading?
Lucid Trading allows up to 5 funded accounts at a time per household. Evaluations are capped at 10 at a time per household.
Does Lucid Trading require identity verification?
Yes. Lucid Trading requires identity verification (KYC). The stage it happens at and the documents you need are set out in the firm policies section on this page.
Can I get a refund from Lucid Trading?
No. Lucid Trading treats its purchases as non-refundable. The full policy, in the firm's own terms, is summarised in the firm policies section on this page.
Which countries can't trade with Lucid Trading?
Lucid Trading does not accept traders resident in 76 countries and 5 sub-national regions. The full list, and the conditions attached to it, are on this page.
Pricing and offers for Lucid Trading are maintained from recorded sources and partner information. Check the source and code evidence dates; a general content update does not mean every account was checked again.
Ratings refreshed on a schedule
External ratings are refreshed on a schedule. If a source stops publishing a score, the last known snapshot may remain. Review counts may be approximate; neither ratings nor counts guarantee a future payout.
Rules reviewed by our team
Trading rules, payout policies, and breach conditions are maintained by the LumiTraders team and corrected when Lucid Trading changes its terms.
Lucid Trading offers futures trading accounts. The listed profit split is up to 90%, depending on the plan. Payout schedules: Daily, On demand. Eligibility depends on the selected plan. Listed platforms include NinjaTrader, Tradovate, TradingView. Listed code LUMI: up to 50% off on eligible accounts. Confirm the final price and conditions at checkout. Review the account-specific rules, fees and payout conditions before choosing a firm.
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