At a glance

Category winners across the firms you picked

Cheapest to start

Top One Futures

$26 true cost

Highest rated

Top One Futures

4.8 / 5 trader rating

Best profit split

Lucid Trading

90% to the trader

Tied — shown first

Most funding

Top One Futures

$1.5M max funding

Fastest payout

Lucid Trading

Daily

The bottom line

Accounts compared here

True cost here means the initial account fee plus activation after the displayed promotion. It excludes renewals, resets, taxes and optional charges. Open each account for its billing terms, evaluation rules and funded payout requirements; a lower entry cost does not guarantee a payout.

43 of 61 metrics differ

Lucid Trading4.4Details

Top One Futures4.8Details

Side-by-side comparison of Lucid Trading, Top One Futures
	Lucid Trading$50K	Top One Futures$50K
Account Pricing
Price	$69$13850% OFF	Best value: $26$25890% OFF
Activation Fee	None	None
True Cost	$69after discount + activation	Best value: $26after discount + activation
Reset Fee	Best value: $105	$119
Current Promotion	LUMI (50% off)	LUMI (90% off)
Evaluation Phase
Profit Target	Best value: $3,0006.0% of account	$4,0008.0% of account
Max Drawdown	$2,000	$4,000
Drawdown Type	Intraday	End of Day
Daily Loss Limit	Best value: None	$1,000
Max Position Size	4 contracts	Best value: 5 contracts
Consistency Rule	50%	50%
Funded Phase
Max Drawdown	$2,000	$3,000
Drawdown Type	Intraday	End of Day
Daily Loss Limit	Best value: None	$1,000
Max Payout/Cycle	Best value: UncappedMin: $500	$5,000Min: $50
Consistency Rule	No	No
Value MetricsDerived from price, discount, targets and payout caps — fewer breakeven cycles and higher first-cycle ROI mean the account pays for itself faster.
Breakeven Winning Cycles	1 cycle	1 cycle
Max First-Cycle ROI	—	19280%
Target : Drawdown	1.50lower = easier to pass	Best value: 1.00lower = easier to pass
Company Info
Established	2025	2025
CEO	Not disclosed	Not disclosed
Country	Not published	United States
Trader Rating	4.4	Best value: 4.8
Features
Allows Scaling	Yes	Yes
Daily Payouts	Yes	No
1-Day Pass	Yes	Yes
KYC Required	Required	Required
Trading
Instruments	ES, MES, NQ, MNQ, RTY, M2K, NKD, YM +26 more	ZM, ZS, ZW, ES, NQ, MES, MNQ, RTY +24 more
Evaluation Types	1-step, Instant funding	1-step, Instant funding
Platforms	NinjaTrader, Tradovate, TradingView +11 more	Tradovate, NinjaTrader, TradingView
Max Funding	$750,000	Best value: $1.5M
Profit Split	90%	90%
Max Accounts	5 funded · 10 evaluation	35 funded · Unlimited evaluation
Trading Rules
Scalping	Allowed	Allowed
Payouts
Payout Frequency	Daily	Every 7 trading days
Min Payout	$500	from $50
Payout Methods	Plaid instant bank transfer (U.S. traders), WorkMarket by ADP - bank transfer (U.S. and international) +6 more	Cryptocurrency — “We support the following payout methods: Cryptocurrency, Bank Transfer.”, Bank transfer — same article. +2 more
Payout StructureHow money actually leaves the account: what you must do to qualify, how much each payout may be, and when the cap stops applying.
Payout cadence	Daily	Every 7 trading days
Eligibility	profit above buffer	7 profitable days
Payout cap	Uncapped	$5,000 per payout
Payout limit	Not published	Unlimited
Safety-net buffer	Max loss + $100	None
Scaling	None	Tiered by balance · 3 tiers
Activation fee	None	None
Evaluation TermsThe shape of the challenge itself, including where the consistency rule applies — an evaluation-only rule and one that binds for the life of the account are very different obligations.
Evaluation type	1-step	1-step
Time limit	None	30 days
Min trading days	Not published	None
Fastest possible pass	2 days	2 days
Resets	Allowed	Allowed
Consistency rule	50%	50%
Consistency applies to	Evaluation only	Evaluation only
What You May TradeEach firm's own position on the strategies traders get breached for, with its published qualification. A restriction is not the same as a ban.
News trading	! RestrictedAllowed on LucidFlex, LucidPro and LucidDirect - traders may enter or exit around scheduled or unscheduled news events…	! RestrictedAllowed as a firm-wide default — “Yes, you are allowed to trade news on your accounts at Top One Futures” — with two…
Weekend holding	✗ Not allowedNot addressed as its own rule; it follows from the daily flat rule.…	? Not published“Weekend trading is strictly prohibited, and all markets remain closed during this period.” Nothing can be carried into…
Overnight holding	✗ Not allowedAll positions must be closed by 4:45 PM EST Monday through Friday and anything left open is auto-closed by Lucid at…	✗ Not allowed“As part of our trading rules, holding trades overnight is not allowed.”…
Bots & automation	✓ AllowedAutomated trading systems are permitted provided they comply with all other Lucid rules, and the trader is fully…	✗ Not allowed“At Top One Futures, we do not allow the use of Expert Advisors (EAs) or Bots on our accounts… We require all traders”…
High-frequency trading	✗ Not allowedDefined as submitting and executing a high volume of trades within extremely short time frames, often seconds or…	✗ Not allowedBanned by name in Prohibited Trading Practices §12 (“or high-frequency execution tool is strictly forbidden”), and…
Dollar-cost averaging	✓ AllowedTraders are free to scale into positions or use dollar cost averaging and Lucid imposes no limits on entry methods.…	? Not publishedNo rule on dollar-cost averaging, averaging down, scaling into a position or martingale appears in any of the 95…
Hedging	✗ Not allowedAll forms are prohibited: across a trader's own accounts, between different users' accounts, and between Lucid and…	? Not published“You may not hedge one account against another, whether within Top One Futures or across other prop firms or brokers.”…
Copy trading	✓ AllowedTrade copiers are permitted alongside automated systems, subject to all other Lucid rules, and the trader carries…	! RestrictedAllowed only between a trader's own accounts of identical program and size: “copy trading is strictly limited to”…
Microscalping	✗ Not allowedDefined as capturing very small moves with very large size in a few seconds to exploit how simulated fills work.…	? Not publishedGoverned by a minimum hold time rather than a ban: “Trades must remain open for a minimum of 10 seconds across all”…
VPN	? Not publishedLucid publishes no VPN or connection-location rule anywhere in its Rules and Guidelines articles; its…	? Not publishedThe IP policy contradicts itself inside one article.…

Lucid Trading vs Top One Futures: Full Comparison

Lucid Trading, founded in 2025, and Top One Futures, founded in 2025, based in US, are both popular choices among futures prop traders. Lucid Trading offers up to $750,000 in funding across 5 accounts, while Top One Futures provides up to $1,500,000 across 35 accounts. Both firms support NinjaTrader, Tradovate, TradingView.

The verdict

Top One Futures is the cheaper way in at $26 true cost versus $69 for Lucid Trading. Top One Futures has the stronger reputation with a 4.8/5 trader rating. Top One Futures scales the furthest with up to $1.5M in funding. True cost compares Lucid Trading's $50,000 LucidDaily Intraday account with Top One Futures's $50,000 X-ULTRA account, after current discounts and activation fees.

Key statistics for Lucid Trading and Top One Futures
Feature	Lucid Trading	Top One Futures
Profit Split	90%	90%
Trader rating	4.4/5	4.8/5
Max Funding	$750,000	$1,500,000
Entry cost (cheapest account)	$45	$22
True Cost (selected account)	$69 · $50,000	$26 · $50,000
Max Drawdown (selected account)	$2,000	$3,000
Daily Loss Limit (selected account)	None	$1,000
Largest Account	$150,000	$150,000
Payout Frequency	Daily	Every 7 trading days
Trading days per payout cycle (selected account)	No fixed trading-day minimum	Not published
Evaluation Type	1-step, Instant funding	1-step, Instant funding
Platforms	14	3
Discount	up to 50% off	up to 90% off

Where Lucid Trading Wins

+Offers daily payouts
+More platform options (14 vs 3)

Read the full Lucid Trading review for rules, pricing tiers and payout details.

Where Top One Futures Wins

+Higher trader rating (4.8 vs 4.4)
+Higher max funding ($1,500,000 vs $750,000)
+More allowed accounts (35 vs 5)
+Lower entry cost on its cheapest account, a $25,000 ($22 vs $45 for a $25,000)
+Bigger current discount (up to 90% vs up to 50%)

Read the full Top One Futures review for rules, pricing tiers and payout details.

Frequently Asked Questions

What is the main difference between Lucid Trading and Top One Futures?

Lucid Trading offers a 90% profit split with 1-step/Instant funding evaluation, while Top One Futures offers a 90% profit split with 1-step/Instant funding evaluation. Lucid Trading supports 14 trading platforms and Top One Futures supports 3. Lucid Trading has a trader rating of 4.4/5 compared to Top One Futures's 4.8/5.

Which is cheaper, Lucid Trading or Top One Futures?

Top One Futures is cheaper to enter: $26 all-in for a $50,000 account, against $69 for Lucid Trading's $50,000 account. Both figures are after the current discount and include the activation fee. Both firms offer discounts — Lucid Trading at up to 50% off and Top One Futures at up to 90% off.

Which has better payout terms, Lucid Trading or Top One Futures?

Lucid Trading pays out daily with a minimum of $500, while Top One Futures pays out every 7 trading days with a minimum of $50. Lucid Trading's selected account has no fixed trading-day minimum for a payout cycle, and The trading-day requirement for Top One Futures's selected payout cycle is not published. Qualifying-day profit thresholds, buffers, consistency rules and approval requirements still apply. A trading-day minimum is not a payment-delivery estimate.

Can I use trading bots with Lucid Trading and Top One Futures?

Lucid Trading allows trading bots globally, while Top One Futures does not allow trading bots. On VPNs, Lucid Trading does not publish a VPN policy and Top One Futures does not publish a VPN policy.

Lucid Trading vs Top One Futures — quick answer

Lucid Trading vs Top One Futures for 2026: compare evaluation types (1-step, Instant funding vs 1-step, Instant funding), payout cadence for the selected accounts (Daily vs Every 7 trading days), platforms, and true challenge cost. Both pay the same profit split on the accounts compared here. Use the tables below for drawdown, minimum days, and current promotion status before you buy.

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