Apex Trader Funding vs Top One Futures: Full Comparison
Apex Trader Funding, founded in 2021, based in US, and Top One Futures, founded in 2025, based in US, are both popular choices among futures prop traders. Apex Trader Funding offers up to $3,000,000 in funding across 20 accounts, while Top One Futures provides up to $1,500,000 across 35 accounts. Both firms support NinjaTrader, TradingView, Tradovate.
The verdict
Top One Futures is the cheaper way in at $26 true cost versus $64 for Apex Trader Funding. Apex Trader Funding returns more to the trader with a 100% profit split. Top One Futures has the stronger reputation with a 4.8/5 trader rating. Apex Trader Funding scales the furthest with up to $3M in funding. True cost compares Apex Trader Funding's $50,000 Intraday Trail No Activation Fee account with Top One Futures's $50,000 X-ULTRA account, after current discounts and activation fees.
| Feature | Apex Trader Funding | Top One Futures |
|---|---|---|
| Profit Split | 100% | 90% |
| Trader rating | 4.2/5 | 4.8/5 |
| Max Funding | $3,000,000 | $1,500,000 |
| Entry cost (cheapest account) | $55 | $22 |
| True Cost (selected account) | $64 · $50,000 | $26 · $50,000 |
| Max Drawdown (selected account) | $2,000 | $3,000 |
| Daily Loss Limit (selected account) | $1,000 | $1,000 |
| Largest Account | $300,000 | $150,000 |
| Payout Frequency | Every 5 trading days | Every 7 trading days |
| Trading days per payout cycle (selected account) | 5 trading days | Not published |
| Evaluation Type | 1-step | 1-step, Instant funding |
| Platforms | 14 | 3 |
| Discount | up to 92% off | up to 90% off |
Where Apex Trader Funding Wins
- +Higher profit split (100% vs 90%)
- +Higher max funding ($3,000,000 vs $1,500,000)
- +More platform options (14 vs 3)
- +Bigger current discount (up to 92% vs up to 90%)
- +Longer track record (since 2021)
Read the full Apex Trader Funding review for rules, pricing tiers and payout details.
Where Top One Futures Wins
- +Higher trader rating (4.8 vs 4.2)
- +More allowed accounts (35 vs 20)
- +Lower entry cost on its cheapest account, a $25,000 ($22 vs $55 for a $25,000)
Read the full Top One Futures review for rules, pricing tiers and payout details.
Frequently Asked Questions
What is the main difference between Apex Trader Funding and Top One Futures?
Apex Trader Funding offers a 100% profit split with 1-step evaluation, while Top One Futures offers a 90% profit split with 1-step/Instant funding evaluation. Apex Trader Funding supports 14 trading platforms and Top One Futures supports 3. Apex Trader Funding has a trader rating of 4.2/5 compared to Top One Futures's 4.8/5.
Which is cheaper, Apex Trader Funding or Top One Futures?
Top One Futures is cheaper to enter: $26 all-in for a $50,000 account, against $64 for Apex Trader Funding's $50,000 account. Both figures are after the current discount and include the activation fee. Both firms offer discounts — Apex Trader Funding at up to 92% off and Top One Futures at up to 90% off.
Which has better payout terms, Apex Trader Funding or Top One Futures?
Apex Trader Funding pays out every 5 trading days with a minimum of $500, while Top One Futures pays out every 7 trading days with a minimum of $50. Apex Trader Funding's selected account requires at least 5 trading days per payout cycle, and The trading-day requirement for Top One Futures's selected payout cycle is not published. Qualifying-day profit thresholds, buffers, consistency rules and approval requirements still apply. A trading-day minimum is not a payment-delivery estimate.
Can I use trading bots with Apex Trader Funding and Top One Futures?
Apex Trader Funding does not allow trading bots, while Top One Futures does not allow trading bots. On VPNs, Apex Trader Funding permits VPN use under published conditions and Top One Futures does not publish a VPN policy.
Apex Trader Funding vs Top One Futures — quick answer
Apex Trader Funding vs Top One Futures for 2026: compare evaluation types (1-step vs 1-step, Instant funding), payout cadence for the selected accounts (Every 5 trading days vs Every 7 trading days), platforms, and true challenge cost. Apex Trader Funding offers a higher profit split (100% vs 90%). Use the tables below for drawdown, minimum days, and current promotion status before you buy.
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