Our Promise
- Real Accounts: We often buy accounts to test execution speeds and dashboards.
- Withdrawal Tests: We verify if firms actually pay out by conducting live withdrawal requests.
- Hidden Fees: We scour terms of service to find hidden rules that disqualify traders.
The 5 Pillars of Evaluation
1Trading Rules & Restrictions (30%)
Rules make or break a trader. We penalize firms with:
- Strict daily drawdown limits (e.g., relative vs. static).
- Hidden consistency rules (e.g., "30% rule").
- Restrictions on news trading or weekend holding.
2Payout Reliability (25%)
A funded account is useless if you can't withdraw. We track:
- Proof of payouts from our community.
- Speed of processing (Instant vs. 14 days).
- Minimum withdrawal limits and transfer methods (Crypto, Deel, Bank).
3Cost & Value (20%)
We assess the "Cost per $1 of Drawdown" rather than just the ticket price.
- Reset fees and monthly subscription costs.
- Frequency of discounts and promo codes.
- Refund policies for passing evaluations.
4Platforms & Technology (15%)
Execution speed matters. We check support for:
- Top Tier Platforms: Tradovate, Rithmic, DXtrade, cTrader.
- Mobile trading capability.
- Slippage and spread analysis on demo accounts.
5Trust & Support (10%)
We analyze Trustpilot trends, Discord sentiment, and support response times.
Affiliate Disclosure
Funded.Now may earn a commission when you click links on our site. However, this does not influence our ratings. We have blacklisted high-paying firms that failed our reliability tests. Our reputation depends on your success.
Last Updated: January 21, 2026