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Earn2Trade Review
Verified
Scaling Plan
End of Day Drawdown
Education Focused
Reviewed by LumiTraders
United StatesCEO: Osvaldo Guimarães
Earn2Trade is a US-based education and prop firm founded in 2017. It is best known for its 'Trader Career Path' (TCP), a scaling program that allows traders to upgrade their accounts up to $400,000 with a fixed drawdown. It offers education (including a 60-video crash course) and uses an End-of-Day drawdown model during evaluations.
Up to 50% OFF
Exclusive Offer
The verified Earn2Trade promo code is LUMI, which gives you 50% off your Earn2Trade evaluation. Enter code LUMI at checkout. Verified active as of August 2026.
Profit Split
80%
Trader's share
Max Funding
$400k
Capital allowance
Payouts
Weekly (Wednesdays)
Payout frequency
Established
2017
Year founded
Max Accounts
1
Accounts allowed
Trading Platforms
NinjaTrader
Finamark
RithmicTradable Assets
Futures
Funding Models
1-step
Payment Methods
Credit CardDebit CardPayPal
Payout Methods
RiseBank TransferCrypto
Key Features
Daily Payouts
No
1-Day Pass
No
KYC Required
Yes
VPN Allowed
Yes
DCA Allowed
Yes
Micro-scalping
Yes
Bots Allowed
Yes
HFT Allowed
No
Points / Loyalty
Yes
Earn2Trade at a Glance
| Firm Name | Earn2Trade |
|---|---|
| Lowest Price | $75 with code LUMI |
| Profit Split | Up to 80% |
| Drawdown Type | End of Day |
| Rating | 4.6/5 |
| Platforms | NinjaTrader, Finamark, Rithmic |
| Promo Code | LUMI (50% off) |
Account Pricing
Career Path Plan
Challenge
Target
$1,750Drawdown
$1,500End of Day
Daily Loss
$550ActivationFree
Consistency Rule
30% RulePayouts
FrequencyWeekly
Min Payout$100
$150
$75-50%
Challenge
Target
$3,000Drawdown
$2,000End of Day
Daily Loss
$1,100ActivationFree
Consistency Rule
30% RulePayouts
FrequencyWeekly
Min Payout$100
$190
$95-50%
Challenge
Target
$6,000Drawdown
$3,500End of Day
Daily Loss
$2,200ActivationFree
Consistency Rule
30% RulePayouts
FrequencyWeekly
Min Payout$100
$350
$175-50%
| Size | Type | Target | Drawdown | Daily Loss | Activation | Price | Action |
|---|---|---|---|---|---|---|---|
| Challenge | $1,750 | $1,500 End of Day | $550 | Free | $150 $75-50% | Get Funded | |
Payouts FrequencyWeeklyMin Payout$100Consistency30% Rule | |||||||
| Challenge | $3,000 | $2,000 End of Day | $1,100 | Free | $190 $95-50% | Get Funded | |
Payouts FrequencyWeeklyMin Payout$100Consistency30% Rule | |||||||
| Challenge | $6,000 | $3,500 End of Day | $2,200 | Free | $350 $175-50% | Get Funded | |
Payouts FrequencyWeeklyMin Payout$100Consistency30% Rule | |||||||
Gauntlet Mini Plan
Challenge
Target
$3,000Drawdown
$2,000End of Day
Daily Loss
$1,100ActivationFree
Consistency Rule
30% RulePayouts
FrequencyWeekly
Min Payout$100
Max / Cycle$4,000
$170
$85-50%
Challenge
Target
$6,000Drawdown
$3,500End of Day
Daily Loss
$2,200ActivationFree
Consistency Rule
30% RulePayouts
FrequencyWeekly
Min Payout$100
Max / Cycle$4,000
$315
$158-50%
Challenge
Target
$9,000Drawdown
$4,500End of Day
Daily Loss
$3,300ActivationFree
Consistency Rule
30% RulePayouts
FrequencyWeekly
Min Payout$100
Max / Cycle$4,000
$375
$188-50%
Challenge
Target
$11,000Drawdown
$6,000End of Day
Daily Loss
$4,400ActivationFree
Consistency Rule
30% RulePayouts
FrequencyWeekly
Min Payout$100
Max / Cycle$4,000
$550
$275-50%
| Size | Type | Target | Drawdown | Daily Loss | Activation | Price | Action |
|---|---|---|---|---|---|---|---|
| Challenge | $3,000 | $2,000 End of Day | $1,100 | Free | $170 $85-50% | Get Funded | |
Payouts FrequencyWeeklyMin Payout$100Max / Cycle$4,000Consistency30% Rule | |||||||
| Challenge | $6,000 | $3,500 End of Day | $2,200 | Free | $315 $158-50% | Get Funded | |
Payouts FrequencyWeeklyMin Payout$100Max / Cycle$4,000Consistency30% Rule | |||||||
| Challenge | $9,000 | $4,500 End of Day | $3,300 | Free | $375 $188-50% | Get Funded | |
Payouts FrequencyWeeklyMin Payout$100Max / Cycle$4,000Consistency30% Rule | |||||||
| Challenge | $11,000 | $6,000 End of Day | $4,400 | Free | $550 $275-50% | Get Funded | |
Payouts FrequencyWeeklyMin Payout$100Max / Cycle$4,000Consistency30% Rule | |||||||
Trading Rules
Trading Permissions
News TradingYes
Weekend HoldingNo
Bots / AlgosYes
Expert AdvisorsNo
ScalpingYes
Micro-scalpingYes
Copy TradingNo
HFTNo
HedgingNo
ScalingNo
Min. Trading Days
10Max Inactivity
NoneMin Hold Time
NoneNews Blackout
NoneEvaluation Guidelines
Evaluation Overview
Account Types
1. Trader Career Path (TCP)
A subscription-based evaluation that allows you to scale up. Pass the test, get funded, withdraw profits, and upgrade to a larger account size (up to $400k).
2. The Gauntlet Mini™
A standard 1-step evaluation for a specific account size (e.g., 50K) with no scaling ladder attached.
Trading Rules
Drawdown Policy
End-of-Day (EOD) Drawdown. The minimum account balance is updated at the end of the trading day based on closed positions. It does not trail intraday.
Daily Loss Limit
Yes. Each account size has a specific daily loss limit (e.g., $1,100 for TCP50).
Consistency Rule (Evaluation)
30% Consistency Rule: No single trading day can account for 30% or more of your total profit. If it does, you must keep trading until the percentage drops below 30%.
Minimum Trading Days
10 trading days required to pass.
Trading Hours
Positions must be closed by 3:50 PM CT (varies by asset class).
Hard Breach Rules
Evaluation fails if the Maximum Loss Limit is breached.
Trading Permissions
News TradingYes
Weekend HoldingNo
Bots / AlgosYes
Expert AdvisorsNo
ScalpingYes
Micro-scalpingYes
Copy TradingNo
HFTNo
HedgingNo
ScalingNo
Profit Split80%
Payout WindowWeekly
ProcessingWeekly (Wednesdays)
Consistency Rule
None (Funded)
Funded Account Specifics
Initial Split
100% first $25kBuffer Requirement
Must maintain balance above the drawdown limit.Max Risk / Trade
None specifiedMax Risk / Reward
None00
Min Payout
$100Funded Guidelines
Funded Account Overview
Account Status
Traders typically start on a 'LiveSim' account (Simulated Feed). Upon scaling or specific conditions, they may move to a 'Live' account.
Earn2Trade's inactivity rule for funded accounts requires at least one trade every five consecutive trading days to avoid deactivation
Drawdown Policy
- LiveSim: End-of-Day (EOD) Drawdown (Same as evaluation).
- Live Account: Trailing Drawdown (Intraday). Moves with unrealized profit.
Daily Loss Limit
Yes, the daily loss limit remains active on funded accounts.
Consistency Rule
None. The 30% consistency rule applies only to the evaluation phase, not the funded account.
Payout Policy
- Split: 80% Trader / 20% Firm.
- Frequency: Weekly (Wednesdays).
- Minimum: $100.
- Fee: $139 one-time activation fee is deducted from the first withdrawal (LiveSim).
Scaling (Career Path)
Withdraw your profits to upgrade your account size. E.g., TCP25 starts at $25k, scales to $50k, $100k, and eventually $200k with a Fixed Drawdown.
Traders funded through the TCP25 can grow their accounts to $200,000.
Traders funded through the TCP50 can grow their accounts to $400,000.
Traders funded through the TCP100 can grow their accounts to $400,000.
Funded traders who reach the profit target on the $200,000 account after passing the TCP25 or on the $400,000 account after passing the TCP50 or TCP100 will receive a custom offer from the proprietary trading firm.
Payout Policy
General Rules
Profit Split
80/20.
Payout Schedule
Weekly (Wednesdays).
Minimum Payout: $100.
First Withdrawal: $139 activation fee deducted.
Gauntlet Mini™ LiveSim:
The maximum amount a trader can withdraw from a LiveSim® obtained after any size Gauntlet Mini™ evaluation is $4,000. In order to be able to withdraw the full $4,000, the trader must reach a profit of $5,000 (the prop firm deducts 20%). The prop firm will deduct their share every month or at every withdrawal, but never exceeding 20%.
Trader Career Path® LiveSim:
The maximum amount a trader can withdraw from a LiveSim® obtained after a Trader Career Path® evaluation is the corresponding profit target with 20% deducted for the prop firm. There is no monthly deduction on LiveSims® obtained in the Trader Career Path® program.
Fees:
Rise
1. $50 per withdrawal for non-US customers
2. 1.5% for US customers
Deel
1. $50 per withdrawal
Bayzat
1. $5-$40
Direct Crypto
1. 0.735%
Termination Rules
Account fails if the Daily Loss Limit or Drawdown Limit is breached.
Policies & Conditions
IP / Location Restrictions Apply
Earn2Trade verifies your trading location. Logging in from restricted regions or masking your location may put your account at risk.
Payout Policy
Traders receive 80% of the profits. Payouts are processed weekly (every Wednesday) for requests submitted by the previous Friday. The minimum withdrawal is $100. For the first withdrawal on a LiveSim account, a one-time activation fee (typically $139) is deducted from the payout, meaning no upfront activation fee is required.
Payout Processing Time
Requests by Friday 2pm CT are processed the following Wednesday.
Daily Payouts
Not Allowed
Payouts are processed weekly on Wednesdays.
1-Day Pass
Not Allowed
Minimum of 10 trading days is required to pass.
VPN Usage
Allowed
VPN use is generally restricted.
Dollar-Cost Averaging
Allowed
Allowed within risk limits.
Micro-scalping
Allowed
Scalping is permitted.
Bots & Algorithms
Allowed
Fully automated trading is generally prohibited; algorithm use requires approval.
High-Frequency Trading
Not Allowed
HFT is strictly prohibited.
Phase Transition
What changes from Evaluation to Funded
11
Funded phase has more favorable conditions
Profit Target
No profit target in funded phase - trade freely!
$3,000None
Consistency Rule
Consistency rule changes: None
30% RuleNone
Restricted Countries
Earn2Trade is not available in 25 countries
Traders from these countries cannot participate in evaluations
Afghanistan
Albania
Azerbaijan
Burma (Myanmar)
Central African Republic
Cuba
Gibraltar
Iran
Iraq
Kenya
Libya
Mali
Nauru
Nigeria
North Korea
Pakistan
Russia
Somalia
South Sudan
Sudan
Syria
Turkmenistan
Ukraine
Venezuela
YemenThis list may change. Please verify eligibility directly with Earn2Trade before purchasing.
See the full Earn2Trade restricted-country listTrust & Track Record
Credibility indicators for Earn2Trade
Rating
100
Excellent
9+
Years Active
United States
Headquarters
Osvaldo Guimarães
CEO / Founder
4.6
5,561 reviews
Trust Indicators
5/5 criteria metEstablished Business
9+ years
Verified Reviews
5,561 reviews
High Rating
4.6/5
Leadership Transparency
Osvaldo Guimarães
Multi-channel Support
4 channels
Trading Analytics
Cost Calculator
Calculate your breakeven and ROI
$100$5,000
True Cost
$85
Price + activation fee
Breakeven
1 trades
At $500/trade
First Payout
+$3,915
Max $4,000 payout
ROI
+4606%
Max ROI on first payout cap
Insight: With $500 profit per winning trade, you need 1 winning trades to recover your $85 investment.At the maximum payout cap, your first cycle could return up to 4606%.
Risk-Reward Profile
How aggressive are the trading requirements?
ConservativeModerateAggressive
Low RiskHigh Risk
6.0%
Profit Target
4.0%
Max Drawdown
1.50
Risk/Reward
What this means: Balanced risk profile with 6.0% profit target against 4.0% max drawdown. Suitable for most traders.
Market Position
How Earn2Trade compares to 16 other firms
True Cost (50% off)
Good value ($75)
85th percentile
Profit Split
Below average (bottom 78%)
22th percentile
Max Funding
Limited funding options
22th percentile
Rating
Top 28% rated firm
72th percentile
Experience
Veteran firm (9 years)
90th percentile
Reviews & Verdict
The Upside
What we love
Trader Career Path (Scaling)
- A unique program where you can scale your account from $25k/$50k up to $200k or $400k by hitting profit targets and withdrawing, with a Fixed Drawdown at higher levels.
End-of-Day Drawdown
- Evaluation and LiveSim accounts use an End-of-Day drawdown, which allows for intraday flexibility.
No Upfront Activation Fee
- The $139 activation fee is deducted from your first withdrawal on LiveSim accounts, reducing the upfront cost of getting funded.
Weekly Payouts
- Payouts are processed every Wednesday, which is faster than the monthly schedules of some competitors.
Education Included
- Includes a comprehensive Beginner Crash Course and access to Journalytix, adding value beyond just funding.
The Downside
Room for improvement
Daily Loss Limit
- Accounts have a hard Daily Loss Limit, which some traders find restrictive compared to 'no DLL' firms.
Intraday Trailing on Live
- If you transition from LiveSim to a true Live account (usually later in the scaling path), the drawdown switches to an Intraday Trailing Drawdown, which can be a difficult adjustment.
Consistency Rule (Eval)
- The 30% consistency rule during the evaluation requires careful trade management and prevents passing with one lucky day.
Minimum Trading Days
- Requires 10 trading days to pass, which is longer than the 1-5 day requirements of some newer firms.
4.6/ 5.0
Verified Reviews(5,561 reviews)
Rating based on verified customer reviews.
Frequently Asked Questions
Is Earn2Trade a legitimate prop firm?
Yes, Earn2Trade is a legitimate prop trading firm established in 2017 and based in United States. It holds a customer rating of 4.6/5.
How much does a Earn2Trade evaluation cost?
A Earn2Trade evaluation costs between $75 and $275 after the current 50% discount with code LUMI, depending on account size and plan.
What is the profit split at Earn2Trade?
Earn2Trade offers a profit split up to 80%. This is competitive within the industry.
Does Earn2Trade allow scalping and news trading?
Scalping is allowed. News trading is allowed during the evaluation phase.
What platforms can I use with Earn2Trade?
Earn2Trade supports the following trading platforms: NinjaTrader, Finamark, Rithmic.
What is the Earn2Trade promo code?
The Earn2Trade promo code is LUMI. Enter LUMI at checkout to get 50% off your Earn2Trade evaluation.
How much can I save with the Earn2Trade discount code?
Using the Earn2Trade discount code LUMI saves you 50% on your evaluation fee. This is the best verified Earn2Trade coupon code available for 2026.
When can I withdraw profits from Earn2Trade?
Payouts at Earn2Trade are processed weekly (wednesdays). Traders receive 80% of the profits. Payouts are processed weekly (every Wednesday) for requests submitted by the previous Friday. The minimum withdrawal is $100. For the first withdrawal on a LiveSim account, a one-time activation fee (typically $139) is deducted from the payout, meaning no upfront activation fee is required.
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How This Review Stays Current
Automated data sync
Pricing, account sizes, and promo codes for Earn2Trade are synced automatically from published terms several times a day, so the numbers on this page track what the firm is actually charging.
Ratings refreshed continuously
The trader rating and review count shown here are refreshed on an ongoing schedule rather than copied in once and left to age.
Rules reviewed by our team
Trading rules, payout policies, and breach conditions are maintained by the LumiTraders team and corrected when Earn2Trade changes its terms.
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Overview
Earn2Trade — quick answer
Earn2Trade is a Futures trading firm with up to 80% profit split, payouts weekly (wednesdays), and platforms including NinjaTrader, Finamark, Rithmic. Current verified discount: 50% off with code LUMI. Review rules, pricing, and trader ratings below before you buy.
Affiliate disclosure: We may earn a commission when you use our links. How we stay unbiased.