Apex Trader Funding Beginner Guide: EOD Rules, Costs and Payouts

Apex Trader Funding offers futures evaluations that can lead to simulated Performance Accounts, commonly called PAs. The first decision is which rule set you are buying: current EOD Trail, current Intraday Trail, or a separately labeled Legacy product. Those names change how losses, fees and payouts work.

This guide uses a current 50K EOD account to make the numbers concrete. The $50,000 label is a simulated starting balance, not money you can withdraw or afford to lose.

Checked September 27, 2026. Examples are hypothetical; this guide does not claim personal trading results. FundedNow may earn a commission from purchases through its links. Fees are at risk, and passing or receiving a payout is not guaranteed. Named rule-reference links below open Apex's homepage; use its Helpdesk to find the named article.

What do you get after passing Apex?

Passing the EOD evaluation qualifies you to activate an EOD PA. That PA is simulated, although approved rewards are real payments. A live trading invitation is a separate decision. Treat “funded” as the name of a program stage, not proof that every order reaches a live exchange account. EOD Performance Accounts

A useful sequence is: understand the evaluation, budget activation, learn PA rules, then calculate withdrawal eligibility. Doing that before purchase prevents a common disappointment: discovering that the rules needed to receive money differ from the rules needed to pass.

EOD, Intraday and Legacy: which rules apply?

EOD and Intraday describe when the trailing loss floor moves. EOD uses closing balances. Intraday can move while a trade is open, because unrealized gains count toward the peak. A trade that briefly runs strongly in your favor can therefore raise an Intraday floor even if you later close with a smaller gain. Intraday Trailing Drawdown Explained

Legacy is another product family, with its own billing and account rules. Do not apply a tutorial about an older Legacy PA to a new EOD account. Nor should you assume a limited Legacy sale converts that purchase into the new program. Record the full product name and vendor shown on your order.

For beginners, EOD is often easier to explain on paper. That does not automatically make it easier to trade profitably. The relevant question is whether your normal swings fit the available loss room.

Current Apex Trader Funding offers

Current listed discounts for Apex Trader Funding: up to 90% off eligible accounts.

Offer terms Code: LUMI. New Legacy evaluations: the advertised one-time PA activation fee is $55 per account after passing. The evaluation coupon does not apply another percentage discount to this fee. Monthly PA billing is unavailable for Legacy evaluations bought on or after March 1, 2026.

Entry prices exclude separate activation fees, resets and optional extras. Offer eligibility and renewal terms depend on the selected account. Confirm the final total at checkout.

View current offers

Current EOD evaluations are one-time purchases with 30 calendar days of access, not renewing subscriptions. A failed or expired current evaluation requires another purchase. Legacy billing is different. No-activation-fee variants also have different purchase prices; compare total cost, not the largest discount badge. Evaluation Plan Fees and Access Explained

What are the current 50K EOD evaluation rules?

There is no minimum trading-day requirement, so a compliant one-day pass is possible. It is not a recommended pace. Reaching the daily loss limit pauses trading for the session; touching the drawdown floor fails the evaluation. These are separate boundaries. EOD Evaluations

Before your first order, find both boundaries on the platform. A personal stop for the session should sit inside them, leaving room for commissions, mistakes and slippage. If the floor is closer than the daily limit, the account can fail before the daily pause protects you.

How does the EOD drawdown work?

The initial floor is $48,000: $50,000 minus $2,000. New highest closing balances can raise it; losing sessions cannot lower it. The established floor is enforced during trading, including open losses. “End of day” is not permission to dip below it and recover later. EOD Drawdown Explained

Consider this hypothetical start:

After the second close, only $1,700 separates the account from its floor. The account is above its starting balance, yet it has less room than it began with. This is why checking only total profit gives an incomplete picture.

In the EOD PA, the floor stops at $50,100 once the highest EOD balance reaches $52,100. Do not transfer that PA lock to the evaluation: evaluation behavior also depends on the selected vendor.

How do Apex EOD payouts work?

The 50K EOD PA requires five qualifying days earning at least $250 each, a $52,100 safety-net balance, and at least $52,600 to request the $500 minimum. The first payout cap is $1,500. A PA has at most six payouts; it then closes. EOD Payouts

Apex's funded consistency test also matters: no single profitable day may represent 50% or more of profit since the last approved payout. Exactly half is not below half. Five qualifying days alone do not satisfy every payout condition.

Suppose your balance is $53,100 and you meet the day and consistency requirements. Only $1,000 sits above the $52,100 safety net, so the first $1,500 cap does not make $1,500 available. Approved current EOD PA payouts have a 100% split, but that describes the approved request, not unrestricted access to every dollar of simulated profit.

Before requesting, calculate the remaining balance as though the request has already left. Trading afterward can change eligibility. Keeping a separate withdrawal worksheet is particularly helpful once you manage more than one account.

Passing changes your position limits

The PA introduces scaling, and the 50K EOD PA's ultimate maximum is four contracts, below the evaluation's six. Your current tier determines the next session's position limit and daily loss limit. Check the actual allowance rather than using the evaluation settings again. Scaling Levels and EOD PA rules

Position limits are ceilings. They are not suggestions for how much to trade. Work backward from the loss you intend to accept and the stop distance, then confirm the resulting size fits your current tier. Reduce size when a sensible stop would otherwise consume too much remaining room.

Rules that deserve a place in your routine

Close positions before 4:59 p.m. ET; some markets, particularly agricultural contracts, close earlier. Holiday schedules can also differ. Use an alarm with time to spare, not the automatic close as your plan. Futures Trading Times

Apex prohibits automation, account sharing, hedging and exploiting simulated fills. Ordinary strategy execution during news is allowed, but gambling-style orders on both sides of an event are prohibited. Using the full trailing threshold as your stop is also prohibited. Prohibited Activities

Select the platform carefully. Apex says vendor accounts cannot be converted between Rithmic, Tradovate and WealthCharts. Confirm device compatibility, country eligibility and verification requirements before paying. Choosing the Right Platform

Your pre-purchase checklist

1. Save the exact EOD, Intraday or Legacy configuration and vendor.
2. Write the evaluation fee, possible activation fee and maximum retry budget.
3. Rehearse a losing session and a profitable trade that gives back gains.
4. Record the access deadline and, after passing, the activation deadline.
5. Check PA scaling, consistency and payout conditions before activating.
6. Keep your own rules sheet beside the platform and update it when the stage changes.

Apex offers meaningful choice, but that choice creates homework. It may suit a trader who already has a repeatable futures routine and can track changing loss room. If you are still learning order entry or repeatedly changing strategies, practice those skills before adding a paid deadline.

Use FundedNow's Apex profile to revisit the current listing. Buy only when you can explain the exact account's failure boundary and first payout calculation without guessing.