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Tradeify Beginner Guide: Accounts, Rules and Payouts

Understand Tradeify's accounts, fees, drawdown and payout rules with simple 50K Select examples, a practical checklist and links to official sources.

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Tradeify offers futures trading evaluations and simulated funded accounts. For a beginner, the important choice is the account's rules: how much you can lose, how consistent your profits must be, and when you can request a payout. A “50K account” describes the starting account balance. It does not give you $50,000 to lose or withdraw.

This guide walks through Tradeify using a new standard 50K Select evaluation and its Select Flex funded path. You'll also learn where Growth and Lightning differ, so you don't accidentally follow another plan's rules.

Rules and standard prices checked September 27, 2026. This is a researched guide, not a personal trading-results report. Examples are hypothetical. FundedNow may earn a commission when you purchase through links in this guide. Trading and evaluation fees involve risk; passing and payouts are not guaranteed.

Rule-reference links open the Tradeify homepage. Find the named policies in its Help Center.

Illustration of three illuminated paths representing different Tradeify account choices.

What is Tradeify, and how does it work?

You choose a futures account, follow its trading rules, and work toward the requirements for the next stage. Growth and Select begin with an evaluation. Lightning skips that evaluation and starts at the simulated funded stage.

“Simulated funded” means the trades and account profits are simulated, while eligible traders can receive real payouts under the firm's agreement. A live account is a separate stage. Don't confuse the account's displayed balance with cash owned by you. Tradeify's simulated funded explanation

Start with one question: can you explain how this exact account fails? If the answer is still vague, pause the purchase and work through the drawdown example below.

Which Tradeify account should a beginner understand first?

These are different products within Tradeify, each with its own trade-offs:

AccountStarting stageDetail to understand
GrowthEvaluationNo evaluation consistency rule; funded payout rules differ
SelectEvaluationChoose Flex or Daily after passing
LightningSimulated fundedSkips evaluation, but still has payout conditions

Select is a useful teaching example because the evaluation and payout stages are clearly separated. After passing, your Flex or Daily choice is permanent for that funded account. Flex suits a less frequent withdrawal routine; Daily has its own buffer and daily loss conditions. Neither name tells you how much money you will earn. Select account guide

Growth's funded stage has a 35% consistency requirement. Newer Lightning accounts use 20% for the first payout, 25% for the second, and 30% thereafter. Those rules shouldn't be borrowed from Select or ignored because an evaluation was skipped. Consistency rules by account

Current Tradeify offers

Current listed discounts for Tradeify: up to 30% off eligible accounts.

Account planEntry price fromBillingCode
Select Flex$76.30One-timeLUMI
Growth$69.30One-timeLUMI
Lightning Funded$241.50One-timeLUMI
Select Daily$76.30One-timeLUMI

Offer terms Code: LUMI. The public campaign advertises an end of 15 October at 11:59 PM EST. The exact UTC deadline is unconfirmed.

Entry prices exclude separate activation fees, resets and optional extras. Offer eligibility and renewal terms depend on the selected account. Confirm the final total at checkout.

View current offers

Current plans use one-time purchase pricing with no activation fee or recurring account subscription. Trading commissions and optional platform or data services can still matter. A reset is another expense, not extra trading capital. Official pricing reference

What are the 50K Select evaluation rules?

For a new standard account, the official guide lists:

RuleStandard 50K Select evaluation
Profit target$3,000
Trailing drawdown$2,000, updated at end of day
Separate daily loss limitNone
Best-day consistencyNo more than 40% of total profit
Position limit4 minis or 40 micros

The standard consistency rule makes three trading days the fastest possible pass. That is a mathematical minimum, not a sensible deadline for your trading. Older accounts can have different targets. Select evaluation rules

Suppose your total profit reaches $3,000, but $1,500 came from one day. That day is 50% of the total, so the standard 40% requirement isn't satisfied. With that best day unchanged, total profit would need to reach $3,750: $1,500 ÷ 0.40. Consistency calculation

You haven't created a reason to force another trade. You've learned why one unusually large day can make passing harder. Check the ratio after each session, especially if a large winner changes your normal pattern.

How does Tradeify's drawdown work?

Drawdown is the account's loss boundary. With a $50,000 starting balance and a $2,000 allowance, the initial floor is $48,000. The floor follows the highest end-of-day balance and does not move back down after losses.

The crucial distinction: end-of-day describes when the floor moves, not when it is enforced. Open losses can hit the existing floor during the session and fail the account immediately. Trailing drawdown rules

Hypothetical Select Flex example: the floor rises after profitable closes, stays at $48,600 after a losing close, and later locks at $50,100.

In this funded-account illustration, a $50,600 close raises the floor to $48,600. A later close at $50,300 leaves only $1,700 of room. The floor doesn't fall to rescue the account.

On funded 50K Select Flex, a $52,100 end-of-day balance locks the floor at $50,100. A payout request triggers that lock earlier if it happens first. Evaluation drawdown does not have the same lock. Write down the stage as well as the number when recording your rules.

Use a personal session loss limit comfortably inside the firm's boundary. “No daily loss limit” does not make the whole drawdown a sensible daily budget. Our drawdown explainer can help you separate these limits.

When can you request a Select Flex payout?

For a 50K Select Flex account purchased after September 1, 2026, the official policy requires five winning days of at least $150 each. The request is limited to 50% of current total profit, capped at $2,500, with a $250 minimum. The trader share is 90%. Subsequent cycles require positive net profit. There is no funded consistency rule. Select payout policy

Here's a hypothetical calculation. If you meet the day requirements and have $2,400 in current profit, half is $1,200. That is below the cap. A $1,200 approved request gives a $1,080 trader share before any applicable external charges.

The request and the money you receive are different figures. So is the account balance left afterward. Before withdrawing, recalculate the distance to your drawdown floor, including any lock triggered by the request. “Eligible” and “comfortable to withdraw” aren't always the same.

Flex also starts funded trading at 2 minis or 20 micros, below the evaluation's maximum. Scaling depends on account balance. Passing doesn't automatically let you keep the same maximum size.

Trading habits that can cause trouble

Tradeify allows news trading, but volatile prices and slippage can still break your account's rules. Permission doesn't make a news release easy to trade. News policy

Positions must be closed by the firm's deadline: normally 4:45 p.m. ET, with an earlier deadline on shortened holidays. Trading from the evening into the following daytime can be allowed within the same session; holding through the close or weekend is different. Permitted trading times

In funded accounts, more than half your trades and more than half your profit must come from trades lasting over 10 seconds. A strategy that looked acceptable during evaluation may not satisfy this funded microscalping rule. Correlated hedging, exploiting platform errors and prohibited high-frequency bots also matter. Maintain at least one trade per account per week. Trader guidelines

Before buying, check country restrictions and platform compatibility. Broker choice affects your connections and cannot simply be switched on the same purchase.

A practical first-week routine

  1. Record the exact plan, account stage and purchase date. Keep the matching official rules bookmarked.
  2. Practice placing and canceling orders on your selected platform before attempting a target.
  3. Choose position size from your planned stop and remaining loss allowance. The maximum contract limit is a ceiling, not a recommendation.
  4. Track your closing balance, current floor, best-day percentage and total fees after each session.
  5. Stop when your own session limit is reached. Review the mistake before considering another paid attempt.

An intermediate trader can add a payout rehearsal: calculate eligibility, the requested amount, the trader share, and the risk room left afterward without actually withdrawing. That exercise exposes assumptions before they become expensive.

Use our position-sizing guide and trading-plan template to turn these checks into a repeatable routine.

Is Tradeify a good fit for you?

Tradeify may fit a trader who wants several account paths and is willing to learn the chosen path's rules. A beginner who is still changing strategies daily may get more value from practice first. Lightning's lack of an evaluation doesn't remove the need for a repeatable process.

Before paying, you should be able to explain your failure boundary, consistency calculation and first payout requirements in your own words. If you can do that, you have a much stronger starting point than simply choosing the largest account on sale.

Frequently asked questions

Is Tradeify a live trading account?

Tradeify's simulated funded accounts use simulated trades and can provide real payouts under their rules. Live trading is a separate stage; the nominal account balance is not cash you own.

How much does a standard Tradeify 50K Select evaluation cost?

The official reference checked September 27, 2026 lists $165 before promotions, with a $109 reset. Current plans have no activation fee. Confirm the final checkout price and any optional costs.

Does end-of-day drawdown allow an intraday breach?

No. End-of-day describes when the trailing floor moves. Touching the existing failure floor during trading can fail the account, including through open losses.

Does Select Flex have a funded consistency rule?

Select Flex has no funded consistency rule. Its evaluation does, and payout eligibility still has separate winning-day, profit and request-size requirements.

Is skipping evaluation with Lightning easier for beginners?

Skipping an evaluation does not remove trading risk or payout conditions. Learn Lightning's own rules and compare them with your practiced routine before paying.

Terms used in this guide

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