Take Profit Trader Guide: Test, PRO Rules and Payouts

Take Profit Trader is a futures trading firm with three main stages: a simulated Test, a simulated PRO account that can pay eligible rewards, and a separately approved live PRO+ account. For beginners, the biggest detail is the change in drawdown after passing: the Test floor moves at the end of the day, while PRO can move it during an open trade.

This guide uses a 50K account to explain that difference, the real meaning of day-one payouts, and the costs to consider before buying your first Test.

Rules and published price references checked September 27, 2026. This is a researched guide, not a claim of personal trading or payout experience. Examples are hypothetical. FundedNow may earn a commission when you purchase through links in this guide. Trading and fees involve risk; passing and payouts are not guaranteed.

Rule-reference links open the Take Profit Trader homepage. Find the named policies in its Help Center.

How does Take Profit Trader work?

You purchase a Test and trade under its evaluation rules. If you qualify, you can activate PRO. The Test and PRO environments are simulated; PRO+ routes live orders and is a separate stage. The nominal account size is not an amount of cash you own. Official program overview, PRO+ overview

Don't assume the method that passes the Test is automatically comfortable on PRO. A strategy that lets large open profits reverse needs particular attention because PRO's loss floor can rise before the trade closes.

Current Take Profit Trader offers

Current listed discounts for Take Profit Trader: up to 40% off eligible accounts.

Offer terms Code: LUMI. 40% off for the life of the same active Test subscription; billing stops after passing. The $130 PRO activation fee is waived through a credit issued after passing and PRO approval. Select Your credits during manual PRO activation. Credits for Friday trading-day passes arrive the next business day, not over the weekend. The waiver stays with the qualifying account after resets or after the purchase promotion ends. Tests bought with credits are excluded. Unlimited eligible purchases during the promotion window. Reset charges remain separate.

LUMI matches NOFEE40: lifetime 40% Test discount and waived PRO activation via a $130 credit after passing. Tests purchased using credits are excluded. The stored $130 activation fee is the base fee before this promotional credit.

Entry prices exclude separate activation fees, resets and optional extras. Offer eligibility and renewal terms depend on the selected account. Confirm the final total at checkout.

View current offers

The recurring billing rule matters more than the headline discount: breaking a Test rule does not cancel its subscription. A reset does not change the original renewal date. Passing cancels the Test subscription, and PRO has no recurring account subscription. Test subscription policy

For Test and PRO, the published round-trip commission is $4.50 per standard contract or $1.50 per permitted micro. Calculate performance after commissions. Small gross winners can look very different once trading costs are included. Commission schedule

Check FundedNow's Take Profit Trader page for listed offers and confirm your final terms before paying.

What are the current 50K Test requirements?

The target and contract cap come from Rule 1 and Rule 2. The three-day minimum is a permanent change for qualifying new purchases. Older Tests, including resets attached to those older Tests, retain five days. Purchase-date distinction

Three days is an eligibility minimum, not a deadline. There's no benefit in rushing a trading process you haven't learned to repeat.

The exact 50% boundary matters

Suppose your best net day is $1,600 and total net profit is $3,000. The best day contributes about 53.3%. Under the strict less-than-50% rule, total profit must exceed $3,200 if that best day remains unchanged. Exactly $3,200 would make the ratio 50%, which is still at the boundary.

Exceeding the consistency percentage doesn't itself fail the account; it means you need more total profit to qualify. Avoid responding by doubling your size. Consistency policy

How does Test drawdown differ from PRO?

The Test begins with a $48,000 minimum balance on a 50K account. Its floor follows the highest end-of-day balance and stops rising at $50,000. Touching the current floor during the session, including through open losses, can still liquidate the account. End-of-day is an update method, not a grace period. Test drawdown rule

PRO trails the highest intraday account value, including unrealized gains, until its floor reaches the original $50,000 balance. Imagine a new 50K PRO account rises to $51,000 during a trade. With a $2,000 allowance, the floor rises to $49,000. If you exit with the account at $50,400, the floor stays at $49,000. You now have $1,400 of room. PRO rules

The same trading path produces different remaining room. If this is new to you, rehearse the rule with several hypothetical trades before paying to trade PRO. Include a winner that gives back profit, not just a clean winning trade.

For more background, read our drawdown explanation. It helps separate the account balance, loss floor and remaining allowance.

Can you really withdraw on day one?

PRO's day-one payout eligibility still requires profits above its buffer. On a 50K account, that buffer is $2,000, so the ordinary withdrawal threshold is $52,000. Reaching exactly $52,000 leaves nothing above it to withdraw through the ordinary route. PRO withdrawal rules

At a hypothetical $52,500 balance, $500 is above the threshold. An 80% trader split gives $400 before applicable withdrawal charges. The $50,000 starting figure and $2,000 buffer are not part of that ordinary $500 withdrawal calculation.

Withdrawing money from inside the buffer is a different decision: it permanently closes the PRO account. The published buffer split is 50% at 60 trading days or fewer, and 80% after 60 trading days. Don't confuse that closure arrangement with normal withdrawals while continuing to trade.

The useful question is therefore: “How much can I withdraw while keeping the account and enough room for my strategy?” That question is more practical than counting how quickly a first payout is theoretically possible.

Payout amount, wallet transfer and bank receipt are different

Money first moves from the trading account to the wallet, then from the wallet through a payout method. Eligible Tradovate PRO requests can process automatically when you have no open positions or working orders; Rithmic PRO and PRO+ use manual processing. An internal transfer speed does not promise the same arrival time at your bank. Payout-speed explanation

The dedicated fee policy says wallet withdrawals over $250 have no Take Profit Trader fee. Withdrawals of $250 or less carry a $50 fee. Exactly $250 is therefore not fee-free under that page. Payment-provider charges may also apply. Withdrawal fee policy

Confirm that your payout account ownership matches the registered trader and that the method is available to you. Payout methods

Rules that deserve a place beside your screen

PRO and PRO+ require you to be flat with no working orders one minute before, during and one minute after prohibited FOMC announcements, NFP and CPI releases. Check the current calendar. PRO requires at least one round trip each Sunday–Friday week unless an exception is agreed. PRO trading rules

Positions cannot carry from one session into the next. The normal published window is 6 p.m. to 5 p.m. Eastern, with automatic position closure at 4:55 p.m.; instrument and holiday schedules can close earlier. An evening trade held across midnight within one session is different from holding through the daily close. Approved trading hours

Bots, third-party account management, counter-position schemes and simulation exploits are prohibited. Approved copying between your own accounts has a separate policy; that doesn't permit a third party to trade for you. Universal policies, copier policy

The firm's sustainable-trading policy also reviews behavior such as repeated maximum sizing and account churning. Staying inside a numerical cap alone doesn't guarantee continued participation. Sustainable trading policy

A sensible way to approach your first account

Before purchase, confirm eligibility, platform access and payout arrangements with the firm. Then build a short routine:

1. Put the renewal date and total attempt budget in your calendar.
2. Keep separate rule sheets for Test and PRO.
3. Practice the intraday PRO drawdown behavior before passing.
4. Choose size from your planned stop and actual loss room.
5. Review consistency, net commissions and rule compliance after each session.
6. Before withdrawing, calculate the buffer, trader share, fees and remaining balance.

Our position-sizing guide and payout checklist can support that routine.

Take Profit Trader may suit someone comfortable with manual futures trading and strict attention to the funded-stage floor. If your strategy routinely gives back large open gains, test how it behaves under PRO's intraday rule first. Understanding that fit is more valuable than rushing toward the shortest possible pass.